Posts by Christopher Ross Morgan
Does Chapter 13 Bankruptcy Cover Student Loans in Georgia?
Yes, Chapter 13 bankruptcy can cover student loans, but only if “undue hardship” can be proven. This makes the question of does Chapter 13 bankruptcy cover student loans complicated. Since they are government guaranteed, student…
Read MoreHow Long Does a Chapter 13 Bankruptcy Take in Georgia?
Largely depending on your income, Chapter 13 bankruptcy usually takes three or five years in Georgia. However, as outlined below, it’s usually possible to extend this time period. It’s also often possible to exit bankruptcy…
Read MoreHow Often Can You File Chapter 7 Bankruptcy in Athens, GA?
Are you asking how often can you file chapter 7 bankruptcy in Athens, GA? Technically, there is no limit to the number of times a person can file a Chapter 7 liquidation bankruptcy. However, multiple…
Read MoreHow Does Chapter 7 Bankruptcy Work in Athens and Georgia?
Many people want to know more about Chapter 7 because the numbers simply don’t add up. When it comes to credit card debt, most financial planners use the 10 percent rule. If credit card debt…
Read MoreHow Does Bankruptcy Work in Georgia? Chapter 7, 13, 20
Depending on the type of case you file, bankruptcy works in several different ways. All these procedural pathways end in the same place. Distressed debtors get a fresh start. If you’re wondering how bankruptcy works,…
Read MoreWhat Is Bankruptcy in Athens, GA?
According to the Supreme Court, bankruptcy “relieve[s] the honest debtor from the weight of oppressive indebtedness and permit[s] him to start afresh free from obligations and responsibilities consequent upon business misfortunes.” In other words, if…
Read MoreWhat Happens When You File Bankruptcy in Athens, GA?
When you file bankruptcy, you get a fresh start. What happens when you file bankruptcy in GA can be a fresh start for you and your family. If you are considering bankruptcy, you are definitely…
Read MoreHow Do I File Chapter 7 Bankruptcy in Athens, GA?
Chapter 7 bankruptcy eliminates most unsecured debts, like credit cards. Americans have over $1 trillion in credit card debt. Furthermore, the average credit card interest rate is over 20 percent. In other words, most Georgia…
Read MoreWhat’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy in GA?
There are different types of bankruptcy because, although debt has a common cause, there are different effects. If you’re wondering what’s the difference between chapter 7 and chapter 13 bankruptcy, the short answer is it…
Read MoreHow Does Chapter 13 Bankruptcy Work in Georgia?
Millions of homeowners took advantage of coronavirus mortgage deferrals during 2020. These programs were set to end at the beginning of 2021. Although the Federal Housing Administration recently gave homeowners a brief stay of execution,…
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