Posts by Lee Paulk Morgan
Can I Trade My Car During Chapter 7?
Filing Chapter 7 can feel like hitting the reset button on your finances, but real life doesn’t pause just because you’re going through bankruptcy. You still need to get to work, run errands, show up…
Read MoreChapter 13 Dismissed: How Long Before Repo Happens?
After Chapter 13 Dismissed, How Long Before Repo Happens? A car can be repossessed almost immediately after a Chapter 13 case is dismissed because the automatic stay is lifted. Creditors can resume collection activities right away, and because…
Read MoreFiling Personal Bankruptcy While Owning a Business
When you file personal bankruptcy while owning a business, the impact depends heavily on your business structure (sole proprietorship, LLC, or corporation) and the type of bankruptcy you file (Chapter 7 or Chapter 13). Filing…
Read MoreWhat Assets Do You Lose in Chapter 7 in Georgia?
If you are thinking about Chapter 7, you are probably just as worried about what you might lose as you are about the debts themselves. So what assets do you actually lose when you file…
Read MoreWill Bankruptcy Affect My Citizenship Application?
Will Bankruptcy Affect My Citizenship Application? Bankruptcy does not automatically bar U.S. citizenship. USCIS evaluates good moral character and truthful disclosure on Form N‑400. Bankruptcy filed in good faith and fully disclosed generally does not…
Read MoreCan You Rent an Apartment With Bankruptcies in Georgia?
Yes. Many Georgia renters secure leases after bankruptcy by proving stable income, correcting credit errors, and meeting a landlord’s written screening criteria. Outcomes vary by property, vacancy rates, and how clearly you present your current…
Read MoreCan You Be Evicted While in Chapter 13 Bankruptcy?
Can You Be Evicted While in Chapter 13? Yes, you can be evicted while in Chapter 13 if certain exceptions apply. The automatic stay usually pauses an eviction, but it won’t stop one if your…
Read MoreWhat Does the Bible Say About Bankruptcy?
What Does the Bible Say About Bankruptcy — scripture, mercy, justice, and lawful relief.
Read MoreHow Many Months of Bank Statements for Chapter 7 in Georgia?
In Georgia, most Chapter 7 trustees ask for at least the last three months of bank statements, often six months, and may request up to twelve months if accounts show irregular deposits, cash withdrawals, or…
Read MoreWhat Is the Georgia Homestead Exemption — How Does It Work?
In Georgia, the homestead exemption protects equity in a primary residence up to a state‑set limit under O.C.G.A. § 44‑13‑100; spouses filing jointly may claim a higher combined amount. Always verify the current dollar figure…
Read More