Blog
Can Utility Bills Be Included in Bankruptcy in Georgia?
Yes, past-due utility bills can be included in a Georgia bankruptcy, and the chapter you file matters. In Chapter 7, pre-filing utility debt is generally dischargeable and you typically have 20 days after filing to…
Can I File Bankruptcy With No Income In Georgia? 2026 Guide
Yes, you can file for bankruptcy in Georgia with no income. For individuals in that situation, Chapter 7 is the realistic option, and the Chapter 7 filing fee is $338 unless the court grants a…
How Many Payments before Car Repossession in Georgia
You miss a car payment, tell yourself you'll catch it up next check, and keep going to work, school drop-off, and doctor visits like normal. In Georgia, that assumption can be dangerous. A lot of…
What To Do If You Are Being Sued For Debt In Georgia
The envelope usually arrives on an ordinary day. Then you open it, see a court caption, a plaintiff's name, and allegations about a debt you may or may not fully recognize. It's common to feel…
Can You Settle Debt After Being Sued? 2026 Guide
Yes, you can settle debt after being sued, and creditors often accept 30% to 50% of the debt before judgment or 40% to 60% below the judgment amount after judgment when it makes economic sense….
What Debts Should I Stop Paying Before Bankruptcy in 2026
When money is tight, the first question isn't usually, "Should I file bankruptcy?" The more immediate concern is: Which bill do I pay this week, and which one can wait? That question usually shows up…
Can I Transfer Assets Before Filing Bankruptcy In Georgia
Debt pressure changes how people think. When you're staring at foreclosure notices, collection calls, past-due car payments, or a bank account that never seems to recover, it can feel logical to move property out of…
Can Medical Collections Be Removed With Bankruptcy?
Yes, bankruptcy is a powerful tool to remove medical collections. Both Chapter 7 and Chapter 13 can eliminate medical collection debt, and in Chapter 7 there is no cap on the amount of medical debt…
What Disqualifies You From Filing Chapter 13 In Georgia?
If you're reading this with a foreclosure notice on the counter, missed car payments in the back of your mind, and a stack of unopened bills nearby, you're not alone. Many people start looking at…
How to Stop Car Repossession Immediately in Georgia
If you're reading this because you're behind on your car payment and keep checking the window for a tow truck, the fear is real. In Georgia, people often don't get a warning call, a court…