Blog

Privacy considerations in bankruptcy cases

August 31, 2018

Many people facing the prospect of filing a personal bankruptcy are concerned about the loss of privacy that could occur when their financial affairs become a matter of public record. This is a reasonable concern.…

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Can student loans be discharged in bankruptcy?

June 29, 2018

The spotlight on student loan defaults has grown brighter the past five years, yet the ever-growing student loan crisis crippling the financial futures of many students in college and beyond has yet to be solved…

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What is a bankruptcy discharge?

June 1, 2018

When a person files for Chapter 7 bankruptcy, their intention is to have as many of their debts discharged as possible. But what exactly does it mean to have debts discharged? When a debt is discharged…

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Do I have to file a joint bankruptcy with my spouse?

January 30, 2018

It is no secret married couples do a lot of things together, such as raise children and pay taxes. Something else they can do as a unit, but do not have to, is file a…

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I’ve been denied Social Security Disability benefits before. Can I file a new claim?

  Even if you have been previously denied disability benefits, you can file a new claim.  To receive Social Security Disability benefits, though, you must not only prove disability, you must meet the earnings requirement.

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Why Americans are Filing For Bankruptcy at High Rates

Filing for personal bankruptcy is not an easy decision. While credit card balances that have gone out of control can lead to bankruptcy, the number one reason Americans are filing for bankruptcy today is because…

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When Debt is Ruining Your Life: The Benefits of Filing for Personal Bankruptcy

There are many reasons you may find yourself stuck in a pile of debt that keeps on growing. Life is expensive, and even when you work hard, debt can become unmanageable. When you are trying…

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CONSIDERING COSIGNING A DEBT FOR A FRIEND OR FAMILY MEMBER? READ THIS FIRST!

Our advice on cosigning a loan for a family member or friend is simple: DON’T DO IT!  But if you do,  understand the consequences if your friend or loved one can’t, or won’t, pay.

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Biggest Chapter 13 Bankruptcy Myths

If you are facing potential bankruptcy and you are trying to determine if it is a good option for you or not, you have likely heard about a lot of different myths about what can…

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Tips for Buying a House After Chapter 7 Bankruptcy

After a bankruptcy, it may feel as though you will never be able to afford a large purchase again. This can be very scary but it is not true. There are a few things you…

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What Life Is Like After Bankruptcy

While filing for bankruptcy helps you feel like you can breathe again, there are still some challenges you’ll need to overcome. Two of the biggest problems you will face is that your credit rating will…

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Qualities To Look For In An Athens GA Attorney

If you have an issue that requires the advice and expertise of an attorney, finding the right lawyer can be a frustrating process. Friends and relatives are quick to give a name or reference. It…

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Negotiating The Foreclosure Process May Save Your Home

Mortgage lenders have a tremendous amount of power in Georgia because they do not have to bring you to court to foreclose on your home or property. If you fall behind on payments, the company…

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Ways to Avoid Credit Card Debt

Credit card debt is a nightmare for many people. Out of control spending is difficult to repay, especially if you are just making the minimum monthly payment. It can lead to stress within families, particularly…

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