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Bankruptcy for Retirees – Protecting Your Golden Years in Georgia

April 14, 2024

Leaving the workforce is exciting as you think about the new opportunities that await you, but you could have significant concerns about retiring if you are in trouble with debt. You will no longer be…

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Dealing with Co-Signed or Joint Debts During Bankruptcy in Georgia

April 7, 2024

Facing decisions on how to manage debt is difficult enough for an individual, so you are dealing with additional challenges when your debt encompasses the financial interests of another person. Your debts are closely intertwined,…

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Preparing for Bankruptcy in Georgia – Steps to Take Before Filing

April 1, 2024

When debt has become overwhelming and you dread picking up calls from creditors, it is wise to consider your options for discharging debt through bankruptcy. There are two types of filings for individuals and married…

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What You Need to Know About Wage Garnishment Laws in Georgia

March 25, 2024

Creditors have various options for pursuing debtors, and their efforts go beyond making threatening phone calls and demanding payment. By going through the proper legal steps, they can even take your wages under certain circumstances.…

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Retirement in Athens

The Impact of Bankruptcy on Your Retirement in Athens, GA

 How is bankruptcy going to impact your future? Are you worried about your retirement after bankruptcy? Or perhaps you’re already in retirement and find yourself considering bankruptcy to alleviate financial stress. You’ll be happy to…

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Medical Debt

The Benefits of Filing for Bankruptcy for Medical Debt in Athens, GA

In the U.S., healthcare costs are closing in on the $4 trillion per year mark and leaving many citizens dealing with more debt than they can handle Many people have turned to borrowing money, setting…

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File for Bankruptcy

How to File for Bankruptcy on a Tight Budget in Athens, GA

It’s a bit ironic that the best option to get rid of debt requires you to spend more money. However, like all court processes, filing for bankruptcy requires a lot of work, people, and time,…

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Bankruptcy Myths

The Top Bankruptcy Myths Debunked by Athens, GA Lawyers

Bankruptcy myths can be damaging to debtors, perpetuating fear and misinformation about the process. It is crucial to debunk these myths to provide accurate information and help individuals make informed decisions regarding their financial lives.

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Wage Garnishment

How Do Creditors Find Out Where You Work for Garnishments in Athens, GA

Financial distress presents myriad difficulties for struggling Georgia families, such as collection calls, damaged credit scores,  and difficulty buying a home. However, one of the worst consequences of financial problems is wage garnishments. Wage garnishment…

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Debt Relief in Athens

The Benefits of Filing for Bankruptcy for Debt Relief in Athens, GA

Fighting against unmanageable debt leads to incredible stress, leaving you overwhelmed, discouraged, and worried. Many people in this difficult position find that filing for bankruptcy provides a fresh start and a path to financial stability.

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bankruptcy in Athens

How Bankruptcy Can Help You Keep Your Home in Athens, GA

Navigating bankruptcy is a complex process when you have substantial assets on the line. For homeowners, what happens to their property is always a key consideration—be it a primary residence, a second home, or an…

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Chapter 7 Bankruptcy

How to File for Chapter 7 Bankruptcy in Athens, GA

Filing for Chapter 7 is a big decision. It can provide tremendous financial relief, but it may require the surrender of property and harms your credit.

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Creditor Harassment

How to Stop Creditor Harassment in Athens, GA with Bankruptcy

You can stop all creditor harassment immediately by filing Chapter 7 or Chapter 13 bankruptcy. The court issues an automatic stay prohibiting any further creditor action, including foreclosures, repossessions, evictions, wage garnishments, and lawsuits.

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Chapter 13 Bankruptcy

The Pros and Cons of Filing for Chapter 13 Bankruptcy in Athens, GA

Chapter 13 bankruptcy provides debtors with a legal option for restructuring overwhelming debt and can eliminate some obligations. It also allows the debtor to keep secured property, such as a home or car, with few…

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