Blog

Privacy considerations in bankruptcy cases

August 31, 2018

Many people facing the prospect of filing a personal bankruptcy are concerned about the loss of privacy that could occur when their financial affairs become a matter of public record. This is a reasonable concern.…

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Can student loans be discharged in bankruptcy?

June 29, 2018

The spotlight on student loan defaults has grown brighter the past five years, yet the ever-growing student loan crisis crippling the financial futures of many students in college and beyond has yet to be solved…

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What is a bankruptcy discharge?

June 1, 2018

When a person files for Chapter 7 bankruptcy, their intention is to have as many of their debts discharged as possible. But what exactly does it mean to have debts discharged? When a debt is discharged…

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Do I have to file a joint bankruptcy with my spouse?

January 30, 2018

It is no secret married couples do a lot of things together, such as raise children and pay taxes. Something else they can do as a unit, but do not have to, is file a…

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My only income is Social Security. Should I still consider bankruptcy?

We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than…

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Five Common Questions People Ask During Bankruptcy

People end up buried in debt for many reasons. Yes, poor money management is the reason for some people’s plights, but debt issues are frequently caused by job losses, illnesses, divorces, or other personal life…

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filing bankruptcy in Georgia

Filing For Chapter 7 Bankruptcy Doesn’t Mean You Have Failed

Chapter 7 bankruptcy is widely-known yet frequently misunderstood. Despite the connotation, bankruptcy is a very common legal avenue that is designed to help people who are under insurmountable debt. Though common, it is still extremely…

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young couple debating bankruptcy

Do I have to file a bankruptcy jointly with my spouse?

No, you are not required to file a joint bankruptcy case with your spouse.  You can file individually, you each could file separate cases if you wish, or you can file a joint case.  This…

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Save money every time you shop online

Shopping online is both a blessing and a curse.  We all have a tendency to impulse buy, ending up with a purchase we didn’t really want or need.  It’s just too easy to click! On…

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Beware Counterfeit eclipse glasses! Protect your eyes.

If you plan to use protective glasses to view the upcoming solar eclipse, BEWARE.  NASA has put out the word that some unscrupulous vendors are trying to make a quick buck by selling counterfeit or…

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Seeking Bankruptcy Help from Debt Attorneys in Athens Georgia

You’re in debt and you don’t know what to do. You or your spouse lost their job, you’re at risk of losing your home and your car and you can’t pay the minimums on your…

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Filing Chapter 7 Bankruptcy in Athens Georgia

When you’re struggling with a lost job, medical bills, tax debt, credit card bills or even a hefty car payment, bankruptcy may be the answer to your financial trouble. Bankruptcy laws were put in place…

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I may need to file a bankruptcy case. Will I lose my property?

Many people have the mistaken idea that they will lose all their property if they file a bankruptcy case.  NOT TRUE!  There are exemptions allowed for many different assets. 

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Can I file for Social Security Disability even if I’m still working?

This is a question we hear virtually every day.  Many people believe they could qualify for disability, but are afraid to leave their job and take a chance on pursuing a claim.  Here’s the reality.…

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