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Chapter 11 bankruptcies are up 63 percent

December 31, 2018

Chapter 11 bankruptcies occur when companies file for bankruptcy in order to protect themselves from creditors and to restructure their debt into something more manageable. This process is overseen by a Federal bankruptcy judge. Usually,…

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Toys “R” Us not going bankrupt after all

December 27, 2018

In the early summer of 2018, one of the largest and most iconic toy stores shocked the world by closing almost all of its 800 stores. Toys R Us was already in Chapter 11 bankruptcy…

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Bankruptcies soar among the elderly

December 18, 2018

A 2018 study has shown that bankruptcies among the elderly have increased over the last several years at a significant rate. From 1991 to 2016, the study indicated that bankruptcies of people 65 and older…

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The easiest ways to save money after bankruptcy

December 12, 2018

Life after a bankruptcy can be a tough. Sure, the knowledge that your debts have been wiped out is good, but sometimes there is a sense of failure. There is also the fear that you…

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Strategies for Avoiding Holiday Debt

Pressure to spend more than we can afford can be a strong temptation during the holiday season. We all want to enjoy the festivities and take care of family and friends on our gift list….

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Beware of Debt Collections Phone Scams

Identifying a Phone Scam Someone calls and leaves an urgent voicemail with a call back number and a vague message about owing money or unpaid taxes. Arrest or legal action may be implied if this…

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Is Credit Counseling Required in Bankruptcy?

All people who are filing for personal bankruptcy protection will be required by law to attend credit counseling courses. Two types of classes are necessary – credit counseling and debtor education. They cannot be taken…

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5 Tips for Managing Credit Card Debt Before Bankruptcy

Credit cards are exceptionally easy to break out and pay for items that we want or need. Unfortunately, a little too easy. Many people are faced with credit card debt that seems insurmountable. Once the…

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Does Bankruptcy Eliminate All Debt?

Bankruptcy eliminates debts that are classified as dischargeable. These can vary but may include credit card debt, other unsecured loans, medical bills, some auto accident bills, unpaid utility bills, and unpaid rent. Other debts are…

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Four Important Things to Know About Workers’ Compensation in Georgia

Workers’ Compensation is a program the provides benefits to workers who are injured on the job. Georgia law requires companies that employ more than three workers to have Workers’ Compensation insurance. Employees are covered under…

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Child Playing

What to Consider When Deciding Whether to File for Child Support

Parents want to provide a safe and secure environment for a child. The additional court-ordered financial support is also welcome to help provide for the many needs of a child. However, is filing for child…

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coming to the conclusion that you need to file bankruptcy

Filing for Bankruptcy: Choosing Between Chapter 7 and Chapter 13

For those who’ve hit financial strain and are considering filing for bankruptcy, the process can appear confusing. You might have heard a lot of information that makes you afraid to even see what your options…

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Debts that Can Be Relieved Through Bankruptcy

Often the people who would benefit the most from bankruptcy don’t know enough about the protections they’re afforded under the law. When you have financial stress, there are emotional traumas that come with the problem….

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Who Pays Child Support in Joint Custody

In joint custody cases, who pays child support and how much child support depends on several factors. First you will consider the incomes of both parties, and second you will look at how many overnights…

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