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How Does Filing for Bankruptcy Affect Getting a Job?

December 18, 2024

Are you facing bankruptcy? A common fear among those who face bankruptcy is the possibility that it will hinder their ability to find a job. What does bankruptcy do to a job search? Do you…

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Can a Creditor Garnish My Wages After 7 Years in Georgia?

December 16, 2024

Dealing with debt can be overwhelming, especially when it comes to wage garnishment. If you’re in Georgia, you might ask, Can a creditor garnish my wages after seven years? Here’s the answer. In Georgia, creditors…

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Is SSI Included as Disposable Income for Bankruptcies?

December 8, 2024

You may be wondering if Supplemental Security Income is included as disposable income for bankruptcies. The quick and concise answer is: No, Social Security payments are not considered disposable income in bankruptcy cases. Federal law…

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5 Ways to Avoid Common Debt Pitfalls with Smart Financial Tools

December 3, 2024

Debt management is a crucial part of maintaining financial stability, whether for personal or business finances. Mistakes like overborrowing, missing payments, or unsecured transactions can create financial strain. By adopting proactive strategies and leveraging modern…

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Chapter 13 Bankruptcy

Income and Debt Qualifications for Chapter 13 Bankruptcy in GA

To qualify for Chapter 13 bankruptcy in Georgia, you must have a regular source of income sufficient to cover both your living expenses and the repayment plan. There are also debt limits: your unsecured debts…

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Credit Score

How to Build Credit While in Chapter 13 Bankruptcy in Georgia

Yes, you can rebuild your credit while in Chapter 13 bankruptcy. While your credit score may take a hit during the bankruptcy process, there are strategic steps you can take to improve it. By making…

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house after foreclosure

How Long Can I Stay In My House After Foreclosure in Georgia?

In Georgia, the time you can stay in your home after a foreclosure sale varies based on the type of foreclosure and the specific circumstances. Generally, you can expect to stay in your home for…

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Child Support

What Should I Do If I Can’t Afford My Child Support Payments?

If you can’t afford your child support payments in Georgia, it’s essential to take immediate action to avoid legal consequences. Start by filing a petition with the court for a child support modification. You’ll need…

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Court for Bankruptcies

Do You Have to Go to Court for Bankruptcies in Georgia?

Do you have to go to court for bankruptcies? The short answer is Yes, bankruptcy filers in Georgia must attend a Meeting of Creditors hearing, also known as a Section 341 hearing. This hearing typically…

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Transfer Assets

What Happens if You Transfer Money Before Filing Bankruptcy in Georgia?

Transfer of assets before bankruptcy can have serious consequences. Bankruptcy trustees can: Reverse fraudulent transfers to recover assets. Investigate financial transactions before filing. Report hidden assets to the court.

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Bankruptcy in Georgia

Should I Close My Business Before or After Filing for Bankruptcy in Georgia?

Determining whether to close your Georgia business before or after filing for bankruptcy is a critical decision, and there are multiple factors to consider: The timing can significantly impact your financial outcome and legal options….

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Avoidable Transfer

What is an Avoidable Transfer in Chapter 7 Bankruptcy in Georgia?

Bankruptcy can be a daunting process, filled with legal jargon and complex procedures. One crucial aspect of Chapter 7 bankruptcy is understanding avoidable transfers, which can significantly impact the outcome of your case.

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Bankruptcy In Georgia

Can I Keep The Furniture I Am Financing After I File For Bankruptcy In Georgia?

Yes, you can keep the furniture financed in Georgia after bankruptcy. Georgia exempts a portion of household goods, including furniture. The exemption is $5,000 for single filers and $10,000 for married couples filing jointly. There’s…

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Personal Bankruptcy in Georgia

What Happens If I Own a Business and File a Personal Bankruptcy in Georgia?

Bankruptcy for Business Owners: Explained Filing for personal bankruptcy can impact your business in Georgia depending on its structure. Here’s the short breakdown: Sole Prop/Partnership: At risk for liquidation. Corporation/LLC: Generally protected, but personal guarantees…

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