Blog

What’s the Difference Between Bankruptcy Discharged vs Dismissed in GA?

November 15, 2024

The key difference between a Bankruptcy Discharged vs Dismissed in Georgia lies in the outcome. A discharge releases the debtor from personal liability for certain debts, meaning they are no longer required to pay those…

Read More

Can Private Debtors Garnish Disability Benefits in Georgia?

November 1, 2024

No, private debtors cannot garnish disability benefits in Georgia. Federal law protects Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) from garnishment by private creditors, including credit card companies and medical providers. However,…

Read More

How Much Does a Debt Relief Attorney Charge in Georgia?

October 28, 2024

In Georgia, the cost of hiring a debt relief attorney typically ranges from $500 to $3,000, depending on the complexity of your case. For basic consultations or simpler negotiations, fees may fall on the lower…

Read More

How Much Does a Disability Lawyer Cost in Athens, GA

October 22, 2024

In Athens, GA, most Social Security disability lawyers work on a contingency fee basis, meaning you only pay if you win your case. Typically, attorney fees are capped at 25% of your back pay, or…

Read More
Bankruptcy in Georgia

Should I Close My Business Before or After Filing for Bankruptcy in Georgia?

Determining whether to close your Georgia business before or after filing for bankruptcy is a critical decision, and there are multiple factors to consider: The timing can significantly impact your financial outcome and legal options….

READ MORE
Avoidable Transfer

What is an Avoidable Transfer in Chapter 7 Bankruptcy in Georgia?

Bankruptcy can be a daunting process, filled with legal jargon and complex procedures. One crucial aspect of Chapter 7 bankruptcy is understanding avoidable transfers, which can significantly impact the outcome of your case.

READ MORE
Bankruptcy In Georgia

Can I Keep The Furniture I Am Financing After I File For Bankruptcy In Georgia?

Yes, you can keep the furniture financed in Georgia after bankruptcy. Georgia exempts a portion of household goods, including furniture. The exemption is $5,000 for single filers and $10,000 for married couples filing jointly. There’s…

READ MORE
Personal Bankruptcy in Georgia

What Happens If I Own a Business and File a Personal Bankruptcy in Georgia?

Bankruptcy for Business Owners: Explained Filing for personal bankruptcy can impact your business in Georgia depending on its structure. Here’s the short breakdown: Sole Prop/Partnership: At risk for liquidation. Corporation/LLC: Generally protected, but personal guarantees…

READ MORE
Bankruptcy In Georgia

Selling Your Home During or After Bankruptcy In Georgia

Your Home and Bankruptcy in a Nutshell Considering selling your home can be a complex decision, especially if you’re simultaneously facing financial difficulties and contemplating bankruptcy in Georgia. Specifically: If you’re in Chapter 13, court…

READ MORE
Chapter 13 Bankruptcy Case

Can I Keep My Bonuses and Tax Refunds in My Chapter 13 Bankruptcy Case in Georgia?

Yes, you can keep bonuses & tax refunds in Chapter 13 Bankruptcy (GA). Full repayment plans (100%) likely allow you to keep them. In partial plans, the trustee might require using them to pay the…

READ MORE
Filing Bankruptcy in Georgia. Our guide on selling your car after filing bankruptcy in Georgia provides essential insights from experienced bankruptcy attorneys. Filing Bankruptcy in Georgia

Can I Sell My Car After Filing Bankruptcy in Georgia?

Yes, You Can Sell Your Car After Filing Bankruptcy in Georgia (But There’s a Catch) Georgia’s bankruptcy exemptions allow you to sell your car after filing, but whether you keep the proceeds depends on your…

READ MORE
401K Accounts

What Happens to 401K Accounts and 401K Loans after Bankruptcy in Georgia?

If you’re wondering, what Happened to 401K accounts and 401K loans after bankruptcy in Georgia? To break it down, the concise answer is: 401K Accounts: Generally protected under federal law and not part of the…

READ MORE
Understanding the Chapter 13 Bankruptcy Payment Plan in Georgia can help you protect your home and manage unsecured debts effectively.

How is a Chapter 13 Bankruptcy Payment Plan Calculated in Georgia?

In Georgia, your Chapter 13 bankruptcy payment plan hinges on your disposable income and debt types. Disposable income: This is calculated by subtracting necessary expenses (housing, food, transportation) from your gross income. Debt types: Priority…

READ MORE
Understanding how bankruptcy in Georgia affects your recreational vehicles can help protect your assets. Recreational vehicles after bankruptcy

Can I Keep My Recreational Vehicles After Bankruptcy in Georgia? 

Yes, potentially. It depends on your RV’s equity (value minus loan amount) compared to Georgia’s vehicle exemption ($5,000). If the equity is under $5,000, you likely get to keep it. Chapter 13 bankruptcy allows keeping…

READ MORE