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CONSIDERING COSIGNING A DEBT FOR A FRIEND OR FAMILY MEMBER? READ THIS FIRST!
Our advice on cosigning a loan for a family member or friend is simple: DON’T DO IT! But if you do, understand the consequences if your friend or loved one can’t, or won’t, pay.
Tips for Buying a House After Chapter 7 Bankruptcy
After Chapter 7 Bankruptcy it may feel as though you will never be able to afford a large purchase again. This can be very scary but it is not true. There are a few things…
What Life Is Like After Bankruptcy
While filing for bankruptcy helps you feel like you can breathe again, there are still some challenges you’ll need to overcome. Two of the biggest problems you will face is that your credit rating will…
Qualities to Look For in an Athens GA Attorney
If you have an issue that requires the advice and expertise of an attorney, finding the right lawyer can be a frustrating process. Friends and relatives are quick to give a name or reference. It…
Negotiating The Foreclosure Process May Save Your Home
Mortgage lenders have a tremendous amount of power in Georgia because they do not have to bring you to court to foreclose on your home or property. If you fall behind on payments, the company…
Ways to Avoid Credit Card Debt
Credit card debt is a nightmare for many people. Out of control spending is difficult to repay, especially if you are just making the minimum monthly payment. It can lead to stress within families, particularly…
Are Part Time Employees Covered by Workers’ Compensation?
Workers’ Compensation is an employer paid insurance program that covers workers who are injured on the job or develop an illness or disease because of their work. An example of a covered illness could include…
Tips for Rebuilding Your Credit After Bankruptcy
How do you begin to rebuild your credit following a bankruptcy? A common misconception about bankruptcy is that it will forever ruin your credit. Many people fear that they will never again be able to…
Can My Wages Be Garnished Without a Judgment?
Wage garnishment requires that an employer withhold money from an employee’s pay to satisfy a debt.
Can Filing for Bankruptcy Reduce or Eliminate Child Support Payments?
Falling behind in child support can create a stressful situation for both the parent and the child. Parents want to do the right thing but are sometimes unable to make the payments in a timely…