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Tips for Rebuilding Your Credit After Bankruptcy
How do you begin to rebuild your credit following a bankruptcy? A common misconception about bankruptcy is that it will forever ruin your credit. Many people fear that they will never again be able to…
Can My Wages Be Garnished Without a Judgment?
Wage garnishment requires that an employer withhold money from an employee’s pay to satisfy a debt.
Can Filing for Bankruptcy Reduce or Eliminate Child Support Payments?
Falling behind in child support can create a stressful situation for both the parent and the child. Parents want to do the right thing but are sometimes unable to make the payments in a timely…
How Do I Qualify for Disability Benefits?
If a person is unable to work due to an injury or medical condition, they may be eligible to receive Social Security disability benefits. The person must suffer from a permanent medical, psychiatric, or psychological…
Dealing with Workers’ Compensation Claims During the Holidays
The holiday season is a busy time for everyone, and perhaps the last thing we want to deal with is an injury on the job. However, if an injury does occur, the employee should report…
Strategies for Avoiding Holiday Debt
Pressure to spend more than we can afford can be a strong temptation during the holiday season. We all want to enjoy the festivities and take care of family and friends on our gift list….
Beware of Debt Collections Phone Scams
Identifying a Phone Scam Someone calls and leaves an urgent voicemail with a call back number and a vague message about owing money or unpaid taxes. Arrest or legal action may be implied if this…
Is Credit Counseling Required in Bankruptcy?
All people who are filing for personal bankruptcy protection will be required by law to attend credit counseling courses. Two types of classes are necessary – credit counseling and debtor education. They cannot be taken…
5 Tips for Managing Credit Card Debt Before Bankruptcy
Credit cards are exceptionally easy to break out and pay for items that we want or need. Unfortunately, a little too easy. Many people are faced with credit card debt that seems insurmountable. Once the…
Does Bankruptcy Eliminate All Debt?
Bankruptcy eliminates debts that are classified as dischargeable. These can vary but may include credit card debt, other unsecured loans, medical bills, some auto accident bills, unpaid utility bills, and unpaid rent. Other debts are…