Blog
Strategies for Avoiding Holiday Debt
Pressure to spend more than we can afford can be a strong temptation during the holiday season. We all want to enjoy the festivities and take care of family and friends on our gift list….
Beware of Debt Collections Phone Scams
Identifying a Phone Scam Someone calls and leaves an urgent voicemail with a call back number and a vague message about owing money or unpaid taxes. Arrest or legal action may be implied if this…
Is Credit Counseling Required in Bankruptcy?
All people who are filing for personal bankruptcy protection will be required by law to attend credit counseling courses. Two types of classes are necessary – credit counseling and debtor education. They cannot be taken…
5 Tips for Managing Credit Card Debt Before Bankruptcy
Credit cards are exceptionally easy to break out and pay for items that we want or need. Unfortunately, a little too easy. Many people are faced with credit card debt that seems insurmountable. Once the…
Does Bankruptcy Eliminate All Debt?
Bankruptcy eliminates debts that are classified as dischargeable. These can vary but may include credit card debt, other unsecured loans, medical bills, some auto accident bills, unpaid utility bills, and unpaid rent. Other debts are…
Four Important Things to Know About Workers’ Compensation in Georgia
Workers’ Compensation is a program the provides benefits to workers who are injured on the job. Georgia law requires companies that employ more than three workers to have Workers’ Compensation insurance. Employees are covered under…
What to Consider When Deciding Whether to File for Child Support
Parents want to provide a safe and secure environment for a child. The additional court-ordered financial support is also welcome to help provide for the many needs of a child. However, is filing for child…
Why It's a Bad Idea to Tackle Your Credit Card Debt By Only Making Minimum Payments
If you have recently lost a job, and you have bills piling up, there are solutions. Whether you have recently started missing payments, or you are months behind, trying to pay off credit card debt…
What Can I Do About Wage Garnishment?
A wage garnishment occurs when a court orders a portion of a person’s earnings to be withheld to satisfy a debt. When your wages are being garnished, the payroll department at your job will calculate…
What Is The Difference Between Credit Counseling and Debtor Education?
If you’re facing a difficult financial situation, there’s a good chance that bankruptcy has at least crossed your mind at some point. Regardless of whether you’re considering filing for Chapter 7 or Chapter 13 bankruptcy…