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What Happens After Chapter 13 Bankruptcy Discharge?

March 5, 2026

Finishing a Chapter 13 repayment plan feels like running a marathon. For three to five years, you’ve been making payments, sticking to a strict budget, and answering to the court. So when you finally hear…

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Can You Get a Credit Card While In Chapter 13?

March 5, 2026

Filing Chapter 13 bankruptcy can feel like hitting pause on your financial life.  If you’re currently in a repayment plan, you might be wondering whether getting approved for a credit card is even possible. The…

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When To Stop Using Credit Cards Before Filing Chapter 7 In Georgia?

March 4, 2026

Thinking about filing Chapter 7 usually brings up a lot of big questions like what happens to your debt, how long the process takes, and what life looks like after.  But one of the smaller…

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When Is It Too Late To Stop Foreclosure?

March 4, 2026

Falling behind on your mortgage can feel terrifying, especially when the word “foreclosure” starts showing up in letters, emails, or late-night Google searches. And somewhere in the middle of all that stress, one big question…

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Why It's a Bad Idea to Tackle Your Credit Card Debt By Only Making Minimum Payments

If you have recently lost a job, and you have bills piling up, there are solutions. Whether you have recently started missing payments, or you are months behind, trying to pay off credit card debt…

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What Is The Difference Between Credit Counseling and Debtor Education?

If you’re facing a difficult financial situation, there’s a good chance that bankruptcy has at least crossed your mind at some point. Regardless of whether you’re considering filing for Chapter 7 or Chapter 13 bankruptcy…

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Why is Georgia a Bankruptcy Leader?

As the 2010s began, Georgia was infamous as the state hardest hit by bankruptcies, even in the midst of the recession. Today, while conditions have improved, Georgia is still one of the top states filing…

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Top Reasons People Go Bankrupt

It’s easy to assume that someone who files for bankruptcy protection has been financially irresponsible, but according to a recent post in the Huffington Post, some of the most common reasons people file for bankruptcy…

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terrified of collection calls

Terrified of Collectors? Easy Ways to End the Conversation

Nobody likes receiving phone calls from bill collectors, but if you owe money to a creditor and it’s past-due, there’s a good chance you’ll soon be harassed by bill collectors — if you haven’t been…

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Mediterranean Mayhem: Understanding The Greek Crisis

Mediterranean Mayhem: Understanding The Greek Debt Crisis

International finance may be Greek to you, but national bankruptcies are surprisingly similar to personal ones. To understand the current financial crisis in Greece, it helps to think of the Greek nation as an individual…

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Limelight Liquidation: 5 Shocking Celebrity Bankruptcies

Limelight Liquidation: 5 Shocking Celebrity Bankruptcies

From commercials to movie cameos to the many perks of fame, celebrities have no shortage of opportunities to make and keep money, yet many manage to go broke anyway. Dozens of stars have fallen from…

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Bankruptcy Glossary

Read This: Bankruptcy Glossary

Even the most responsible borrowers can’t always repay their debts, so if you plan to start a business or obtain a mortgage, make sure to have an exit strategy. Bankruptcy can provide a way out…

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Debts That Are Not Included When Filing Bankruptcy

While bankruptcy is an excellent way to give yourself a fresh financial start, it cannot discharge all of your existing debts. Some debts simply must be paid, and these will not be discharged during your…

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