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Beware of Debt Collections Phone Scams
Identifying a Phone Scam Someone calls and leaves an urgent voicemail with a call back number and a vague message about owing money or unpaid taxes. Arrest or legal action may be implied if this…
Is Credit Counseling Required in Bankruptcy?
All people who are filing for personal bankruptcy protection will be required by law to attend credit counseling courses. Two types of classes are necessary – credit counseling and debtor education. They cannot be taken…
5 Tips for Managing Credit Card Debt Before Bankruptcy
Credit cards are exceptionally easy to break out and pay for items that we want or need. Unfortunately, a little too easy. Many people are faced with credit card debt that seems insurmountable. Once the…
Does Bankruptcy Eliminate All Debt?
Bankruptcy eliminates debts that are classified as dischargeable. These can vary but may include credit card debt, other unsecured loans, medical bills, some auto accident bills, unpaid utility bills, and unpaid rent. Other debts are…
Four Important Things to Know About Workers’ Compensation in Georgia
Workers’ Compensation is a program the provides benefits to workers who are injured on the job. Georgia law requires companies that employ more than three workers to have Workers’ Compensation insurance. Employees are covered under…
What Can I Do About Wage Garnishment?
A wage garnishment occurs when a court orders a portion of a person’s earnings to be withheld to satisfy a debt. When your wages are being garnished, the payroll department at your job will calculate…
Out with the Old! New Companies Forcing Companies Out
New, successful ventures are on the rise this year – and so are the older brands and companies getting ousted because of them. Here are the businesses teetering on the brink or getting ready to…
Ways to Have a Low Cost Valentine's Day
Valentine’s Day is the most romantic day of the year, however it can also be the most expensive day of the year. In 2014, the average person spent $133.91 on candy, flowers and other heart-shaped…
Why You Need to Organize Your Taxes NOW
As a new year begins, it is a good time to get organized and start fresh. This includes preparing for your taxes. While it may be tempting to wait until the last minute, especially if…
Getting Your Credit Card Debt Back Under Control
Credit card debt can quickly pile up, especially during the holidays. People tend to apply for more store credit cards and spend more money on their current credit cards this time of year when compared…