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What’s the Difference Between Chapter 7 vs Chapter 13 Bankruptcy in Georgia?
Filing for bankruptcy can feel overwhelming, especially when trying to understand your options. You might be asking: What’s the difference between Chapter 7 vs Chapter 13 bankruptcy? The main difference between Chapter 7 and Chapter…
How Much Does a Chapter 13 Bankruptcy Lawyer Cost in Athens, GA
If you’re considering filing for Chapter 13 bankruptcy in Athens, GA, you might be wondering: How much does a Chapter 13 bankruptcy lawyer cost? In Athens, GA, a Chapter 13 bankruptcy lawyer typically charges between…
How To File Chapter 13 in Georgia
If you’re dealing with significant debt but want to keep your assets, you may be wondering: How do I file Chapter 13 in Georgia? To file for Chapter 13 bankruptcy in Georgia, you must first complete…
How to File Chapter 13 with No Money in Georgia
Filing for Chapter 13 bankruptcy can be challenging, especially if you’re already facing financial hardship. You might be asking: How can you file Chapter 13 with no money in Georgia? In Georgia, you can file…
Income and Debt Qualifications for Chapter 13 Bankruptcy in GA
To qualify for Chapter 13 bankruptcy in Georgia, you must have a regular source of income sufficient to cover both your living expenses and the repayment plan. There are also debt limits: your unsecured debts…
How to Build Credit While in Chapter 13 Bankruptcy in Georgia
Yes, you can rebuild your credit while in Chapter 13 bankruptcy. While your credit score may take a hit during the bankruptcy process, there are strategic steps you can take to improve it. By making…
Can I Keep My Bonuses and Tax Refunds in My Chapter 13 Bankruptcy Case in Georgia?
Yes, you can keep bonuses & tax refunds in Chapter 13 Bankruptcy (GA). Full repayment plans (100%) likely allow you to keep them. In partial plans, the trustee might require using them to pay the…
How is a Chapter 13 Bankruptcy Payment Plan Calculated in Georgia?
In Georgia, your Chapter 13 bankruptcy payment plan hinges on your disposable income and debt types. Disposable income: This is calculated by subtracting necessary expenses (housing, food, transportation) from your gross income. Debt types: Priority…
The Pros and Cons of Filing for Chapter 13 Bankruptcy in Athens, GA
Chapter 13 bankruptcy provides debtors with a legal option for restructuring overwhelming debt and can eliminate some obligations. It also allows the debtor to keep secured property, such as a home or car, with few…
Bankruptcy Benefits in Athens, GA – Chapter 7 & Chapter 13
The Advantages of Filing for Bankruptcy in Athens, GA The cold reality is that good people suffer from burdensome debt. They may have high medical bills, lost their primary source of income, or have been…