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What’s the Difference Between Chapter 7 vs Chapter 13 Bankruptcy in Georgia?

April 20, 2025

Filing for bankruptcy can feel overwhelming, especially when trying to understand your options. You might be asking: What’s the difference between Chapter 7 vs Chapter 13 bankruptcy? The main difference between Chapter 7 and Chapter…

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What’s the Difference Between Bankruptcy Discharged vs Dismissed in GA?

April 15, 2025

Understanding how a bankruptcy case ends is crucial when evaluating your financial future. You might be wondering: What’s the difference between a bankruptcy discharge and a dismissal? The main difference between bankruptcy discharged and dismissed…

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Can A Landlord Garnish Your Wages? (Explained)

April 14, 2025

Rent problems are the worst. Life happens, bills stack up, and before you know it, you’re behind. Then comes the big question: can your landlord actually go after your paycheck? Short answer: yes, they can…

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Can Cash App Be Garnished? (Explained)

April 13, 2025

If you’re using Cash App to keep your cash or make life easier with digital payments, you’re definitely not alone. It’s fast, convenient, and kind of addictive. But once you’re dealing with debts or judgments,…

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On a light colored wooden desk, there is a large hardbound blue book, a pair of gold reading glasses, a pen, and a white piece of paper titled BANKRUPTCY CHAPTER 13 in black, posing the question, How does chapter 13 bankruptcy work in Georgia?

How Does Chapter 13 Bankruptcy Work in Georgia?

Millions of homeowners took advantage of coronavirus mortgage deferrals during 2020. These programs were set to end at the beginning of 2021. Although the Federal Housing Administration recently gave homeowners a brief stay of execution,…

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An open notebook with white grid paper containing the title "Credit After Bankruptcy" in red ink, and a drawing in blue ink of a hand pulling out an empty pocket from trousers. The scenario asks, What does chapter 13 bankruptcy do to your credit?

What Does Chapter 13 Bankruptcy Do to Your Credit?

Contrary to popular myth, bankruptcy does not “ruin your credit.” Unfortunately, a bankruptcy debtor’s credit score is most likely already damaged by repeated late payments and other negative information. It’s true that bankruptcy will take…

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A hand holding two of five wooden, vertically stacked building blocks with letters on them. The top two blocks are showing four letters instead of two to make the stack simultaneously spell "Build" "Rebuild", referring to the question: How long does Chhapter 13 Stay on Your Credit?

How Long Does Chapter 13 Stay on Your Credit Report in Athens, GA?

Chapter 13 public record filings usually remain on credit history reports for seven years. When debtors repay all their secured debt delinquency and, in some cases, many of their unsecured debts as well, Chapter 13…

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A yellow yield sign on a bright blue sky background that says "Chapter 13", symbolically showing how to get out of bankruptcy Chapter 13 early.

How To Get Out of Bankruptcy Chapter 13 Early in Athens, GA

Normally, a repayment plan bankruptcy in Georgia lasts three or five years. Typically, people want as much time as possible to pay off mortgage arrearage and other delinquent secured debts. However, bankruptcy is not one…

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A white toy house with a red roof and chimney, caught in a crack or rift in split concrete with the word "CORONA" written on it, asking the question, Am I Eligible for Chapter 13 Bankruptcy COVID-19 Deferrals?

Am I Eligible for Chapter 13 Bankruptcy After COVID-19 Deferrals?

As 2020 closes, more people are wondering, Am I eligible for Chapter 13 bankruptcy? During coronavirus lockdowns, many homeowners took advantage of mortgage deferrals and other bank-offered temporary financial relief programs. When these programs ended,…

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A credit report showing a 760 credit score, placed on a desk with a pen and part of an Apple keyboard.

How Long Does Chapter 13 Bankruptcy Stay on Your Credit Report?

Have you ever wondered, How long does Chapter 13 stay on your credit? In most cases, a Chapter 13 filing stays on a credit report for seven years. That’s substantially less time than a Chapter…

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Athens Chapter 13 Bankruptcy Lawyer

What Happens at the End of Chapter 13 Bankruptcy in Athens, GA?

The majority of people say that the coronavirus pandemic has brought additional financial stress into their lives. In many cases, this stress causes Post Traumatic Stress Disorder-type symptoms. These people are sorely in need of…

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A wooden desk with a gavel, file folders, and a piece of paper that says "Automatic Stay", answering the question, How often can you file Chapter 13 bankruptcy in Athens, GA?

How Often Can You File Chapter 13 Bankruptcy in Athens, GA?

Technically, debtors may file Chapter 13 bankruptcy as often as they want. However, if you’re wondering how often can you file Chapter 13, you should know that multiple filings might affect what is known as…

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A man's arm presenting a blue clipboard with a white paper tat has a drawing of the Scales of Justice and the words "Chapter 13 Bankruptcy" in red lettering.

Can You Pay Off Chapter 13 Bankruptcy Early in Athens, GA?

If the family’s income is below the median, a Chapter 13 usually lasts three years. At the creditors’ meeting, the trustee and debtor usually set up a repayment schedule which lasts thirty-six or sixty months….

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Chapter 7 Bankruptcy

Is Chapter 13 Public Record in Athens, GA?

Most people file bankruptcy because of job loss, high medical bills, or another event that was beyond their control. Nevertheless, some people equate bankruptcy filing with financial failure. So, the fact that Chapter 13 filings…

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