We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than debts owed to government agencies, such as the IRS, or domestic support obligations, Social Security benefits are protected from creditors’ claims.  But, if you own your home or other valuable property, or if you have pledged collateral to secure a debt, or if you expect your financial situation to change, you may still need protection from creditors, even if your only income is Social Security.

If you are being harassed by creditors, sued, garnished, or threatened with repossession of property, it is always best to get advice from an attorney experienced in consumer bankruptcy matters.  Your attorney can fully evaluate your situation and determine if you need bankruptcy protection, or if it is safe to simply ignore the creditors.  Don’t wait, get good advice now.  You’ll be glad you did.

MORGAN & MORGAN ATTORNEYS AT LAW, P.C. IS LOCATED IN ATHENS, GEORGIA.  WE HAVE MORE THAN 30 YEARS EXPERIENCE HELPING PEOPLE WITH BANKRUPTCY AND DEBT RELIEF, SOCIAL SECURITY DISABILITY, WORK-RELATED INJURIES, AND OTHER LEGAL PROBLEMS.  VISIT OUR WEBSITE AT WWW.MORGANLAWYERS.COM OR CALL (706) 752-7089.

Lee Paulk Morgan

Lee Paulk Morgan

With more than 41 years of experience in the areas of Bankruptcy, Disability, and Workers’ Compensation, Lee Paulk Morgan is one of the most respected Bankruptcy and Disability attorneys in Athens, Georgia. His tireless dedication to serving clients has gained him the reputation of a premier attorney in his areas of practice, as well as the trust and respect of other legal experts, who often refer clients to him.