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What Happens at the End of Chapter 13 Bankruptcy in Athens, GA?
The majority of people say that the coronavirus pandemic has brought additional financial stress into their lives. In many cases, this stress causes Post Traumatic Stress Disorder-type symptoms. These people are sorely in need of…
Is Chapter 13 Public Record in Athens, GA?
Most people file bankruptcy because of job loss, high medical bills, or another event that was beyond their control. Nevertheless, some people equate bankruptcy filing with financial failure. So, the fact that Chapter 13 filings…
What Debts Are Discharged in Chapter 7 Bankruptcy Georgia?
Most unsecured debts are dischargeable in a Chapter 7 bankruptcy. “Discharge” basically means that the bankruptcy judge eliminates the legal obligation to repay the debt. But, the debt itself remains, as do its collateral consequences,…
How to Qualify for Bankruptcy: Chapter 13 in Athens, GA
Even before the coronavirus pandemic, many people lived on the knife’s edge, financially speaking. About two-thirds of Georgia families did not have the cash to pay a $400 emergency expense. Relief provisions in the 2020…
How Do I Build Credit After Bankruptcy?
There is no doubt that bankruptcy significantly lowers your credit score. But the effect is not as dramatic as many people believe it is. Furthermore, bankruptcy is a one-time black mark. Continual late payments drive…
How Do I Claim Bankruptcy in Athens?
So far, stimulus payments, mortgage deferrals, and other temporary relief measures have helped coronavirus-impacted families avoid bankruptcy. But when these relief programs end, bankruptcy filings will probably increase significantly. Things are very uncertain now, and…
Can I Keep My House If I File Bankruptcy in Georgia?
Many people file bankruptcy almost exclusively to protect their homes. Legally, banks can start foreclosure proceedings after just one missed payment. Once the foreclosure wheels begin turning, it is almost impossible to stop them. Banks…
Can I File Bankruptcy in Georgia?
Most people qualify, both formally and informally, to file bankruptcy in Georgia. These formal and informal qualifications are discussed in detail below. In the coronavirus age, more people are asking questions like this one than…
How Long Does It Take to File a Chapter 13 Bankruptcy in Athens, GA?
Legally, banks can repossess property, foreclose on a lien, and take other adverse action after only one missed payment. So, many people need to quickly file Chapter 13 bankruptcy and take advantage of the Automatic…
Can You File Bankruptcy on Medical Bills in Athens, GA?
The Affordable Care Act has brought some financial relief to families who face serious illnesses. Nevertheless, medical bills still cause about two-thirds of bankruptcies in Georgia. Even if the debtor has health insurance, the copays…