Archive for October 2021
When Should You File for Chapter 7 Bankruptcy in Georgia?
The coronavirus pandemic has many people asking the question, When should you file for Chapter 7 in Athens, Georgia? Assistance programs, like stimulus checks and eviction moratoriums, have kept many families financially afloat during this…
Read MoreHow Long Does Chapter 7 Stay on Your Credit Report in Athens, GA?
Chapter 7 filings usually stay on your Georgia credit report for ten years. That’s a long time, but it certainly is not forever. Moreover, the discharged debts, like credit card accounts, fall off much sooner…
Read MoreWhen Should I File Chapter 7 Bankruptcy in Athens, GA?
Frequently, bankruptcy is the only protection that debtors have from aggressive creditors. The Supreme Court has recently diluted some of the key consumer protections in the Fair Debt Collections Practices Act. So, if you are…
Read MoreIs Chapter 13 Bankruptcy a Public Record?
Most people file bankruptcy because of job loss, high medical bills, or another event which was beyond their control. Nevertheless, some people equate bankruptcy filing with financial failure. So, the fact that Chapter 13 filings…
Read MoreHow Long is Chapter 13 Bankruptcy in Athens, GA?
Largely depending on your income, Chapter 13’s protected repayment period usually lasts either three or five years. During the PRP, debtors make income-based monthly payments which eliminate secured debt arrearage, like mortgage arrearage, as well…
Read MoreWhen Should I File Chapter 13 Bankruptcy in Athens, GA?
When creditors make unreasonable payment demands and/or threaten your family, you should at least consider filing bankruptcy. A voluntary bankruptcy petition is the only way for your family to get a fresh start away from…
Read MoreHow to Avoid Disability Insurance Scams in Georgia and Beyond
Disability insurance and Social Security benefits were created to provide assistance to individuals that truly need it. It is reserved for those who have been afflicted by some physical or mental disability that prevents them from…
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