Posts by Lee Paulk Morgan
Can Private Debtors Garnish Disability Benefits in Georgia?
No, private debtors cannot garnish disability benefits in Georgia. Federal law protects Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) from garnishment by private creditors, including credit card companies and medical providers. However,…
Read MoreIncome and Debt Qualifications for Chapter 13 Bankruptcy in GA
To qualify for Chapter 13 bankruptcy in Georgia, you must have a regular source of income sufficient to cover both your living expenses and the repayment plan. There are also debt limits: your unsecured debts…
Read MoreWhat Happens if You Transfer Money Before Filing Bankruptcy in Georgia?
Transfer of assets before bankruptcy can have serious consequences. Bankruptcy trustees can: Reverse fraudulent transfers to recover assets. Investigate financial transactions before filing. Report hidden assets to the court. Lee Paulk MorganLee Paulk Morgan With…
Read MoreCan I Keep The Furniture I Am Financing After I File For Bankruptcy In Georgia?
Yes, you can keep the furniture financed in Georgia after bankruptcy. Georgia exempts a portion of household goods, including furniture. The exemption is $5,000 for single filers and $10,000 for married couples filing jointly. There’s…
Read MoreCan I Keep My Bonuses and Tax Refunds in My Chapter 13 Bankruptcy Case in Georgia?
Yes, you can keep bonuses & tax refunds in Chapter 13 Bankruptcy (GA). Full repayment plans (100%) likely allow you to keep them. In partial plans, the trustee might require using them to pay the…
Read MoreWhat Happens to 401K Accounts and 401K Loans after Bankruptcy in Georgia?
If you’re wondering, what Happened to 401K accounts and 401K loans after bankruptcy in Georgia? To break it down, the concise answer is: 401K Accounts: Generally protected under federal law and not part of the…
Read MoreHow to Remove a Judgement from Public Record on Your Credit in Georgia
A judgment on your public record in Georgia can cast a long, dark shadow over your financial well-being. These court judgments, whether stemming from credit card debt, a default judgment in a debt lawsuit, or…
Read MoreWhat Can’t You Do After Filing for Bankruptcy in Georgia?
Filing for bankruptcy is a significant step toward regaining financial stability for many in Georgia, but it comes with its own set of rules and limitations. Understanding what you cannot do after initiating this legal…
Read MoreBankruptcy for Retirees – Protecting Your Golden Years in Georgia
Leaving the workforce is exciting as you think about the new opportunities that await you, but you could have significant concerns about retiring if you are in trouble with debt. You will no longer be…
Read MoreWhat You Need to Know About Wage Garnishment Laws in Georgia
Creditors have various options for pursuing debtors, and their efforts go beyond making threatening phone calls and demanding payment. By going through the proper legal steps, they can even take your wages under certain circumstances.…
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