Posts by Lee Paulk Morgan
Can I Rent An Apartment After Chapter 7? (Practical Guide)
Yes, you can rent an apartment after Chapter 7, and there’s no legal waiting period. The primary challenge is landlord underwriting, which is where many applicants encounter difficulty. You may be doing everything right legally…
Read MoreCredit Card Debt Relief For Nurses (Practical Action Plan)
You’re working a double shift, checking your phone between patients, and there it is again, another credit card reminder you’ve been ignoring because you were too tired to deal with it. One card is close…
Read MoreWhat Happens If Chapter 7 Is Denied (Georgia Guide)
If a Chapter 7 case is dismissed, the automatic stay ends right away and creditors can resume collection. If discharge is denied instead, the case can keep moving, but the debts survive and don’t get…
Read MoreConsequences Of Missing A Chapter 13 Payment (Explained)
You thought you had Chapter 13 under control. The mortgage was getting cured, the car was protected, and the trustee payment felt manageable until one paycheck arrived late, an unexpected bill hit, or the account…
Read MoreCan You Get A Payday Loan While In Chapter 13
Two years into a Chapter 13 plan, the bills don’t politely stay put. Your car dies on a Monday, the mechanic wants an answer by Tuesday, and the lender in the strip mall window says…
Read MoreWorkers’ Comp Claim Denied Now What (Next Steps)
The letter says your workers’ comp claim is denied, and now the room feels smaller. Maybe it showed up in the mail. Maybe the adjuster left a voicemail that sounded polite but final. Maybe the…
Read MoreLumbar Radiculopathy Workers’ Comp Settlement Guide
You’re probably reading this because the pain didn’t stay in your back. It started there, then moved down the leg, into the calf, maybe even the foot, and now you’re trying to work through a…
Read MoreDoes Debt Transfer To Kids? (Georgia Guide 2026)
Generally, you are not personally responsible for your parent’s debt. The debt doesn’t just disappear, though, it is usually handled by the deceased person’s estate before any inheritance is passed on. A common call sounds…
Read MoreNegotiating With Creditors After Chapter 13 Dismissal
The dismissal notice shows up, and you read one line before your mind jumps straight to the mortgage, the car, the paycheck, and the phone calls you thought had finally stopped. That reaction is normal.…
Read MoreDo You Get Back Pay For VA Disability Appeal?
Yes. If you win a VA disability appeal, you generally receive a lump-sum back pay award for the full waiting period from your effective date to the final approval date, and average successful appeal outcomes…
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