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How Long Does It Take to Rebuild Credit After Chapter 7 Bankruptcy in Georgia?
Many people think that bankruptcy will immediately fix their financial problems. However, that isn’t how bankruptcy works. There is more to regaining financial security after bankruptcy than simply stepping out of the courthouse after your…
Can Creditors Come After You After Chapter 13 Bankruptcy in Georgia?
Filing Chapter 13 bankruptcy is not an easy decision to make. Beyond the financial aspects of the decision, you also deal with an emotional toll. Many people feel shame if they find themselves in a…
How Much Cash Can You Keep When Filing Chapter 7 in Athens?
Filing for bankruptcy provides a sense of relief as it allows you to start over financially, which is the primary benefit of doing so. During filing chapter 7 in Athens, you may be able to…
What Happens to Your Bank Account When You File For Bankruptcy in Georgia?
It’s common to worry about what will happen to your bank account if you’re planning to file for bankruptcy in Georgia. The good news is that bank accounts often remain unaffected by Chapter 7 bankruptcy…
Can You Buy a Car While in Chapter 13 Bankruptcy in Athens, GA?
Wage-earner bankruptcies last up to five years. Yet the average lifespan of a new car is about eight years. Moreover, before most vehicles expire, they become so expensive to maintain that it is cheaper to…
Explaining the Process of a Georgia Home Foreclosure
Are you struggling to make your mortgage payments? If you have gotten behind in your payments, your lender may initiate foreclosure proceedings against you. If you are facing foreclosure in Georgia, you may have an…
Can Filing for a Georgia Bankruptcy Discharge Debt Incurred as a Result of a Car Accident?
When you are considering bankruptcy, you are likely in such a financial bind that you are trying to eliminate as much debt as possible. Your attorney will likely explain that some debt is dischargeable and…
Can I Buy a House While in Chapter 13 Bankruptcy in Athens, GA?
Right now, this question is more pressing than ever. As of December 30, 2020, mortgage rates were at all-time lows. These low rates will probably not last. If the coronavirus pandemic fades in 2021 and…
How to File Bankruptcy in Georgia
Unlike most other civil actions, consumer bankruptcy almost always starts with a voluntary petition. The V-word is significant. Debtors chose if and when to file. That control continues throughout the process. In most cases, debtors…
Debts That Can Be Relieved Through Bankruptcy
Often the people who would benefit the most from bankruptcy don’t know enough about the protections they’re afforded under the law. When you have financial stress, there are emotional traumas that come with the problem….