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How Do I File Bankruptcy in Athens, GA?
If you’re wondering how do I file bankruptcy in Georgia, the “how” of filing bankruptcy is rather straightforward. Some people, usually though no fault of their own, owe more than they can pay. About 140…
What Is Chapter 7 Bankruptcy in Georgia?
This federal debt relief program gets rid of most unsecured debt, which is good news for many area families asking, What is chapter 7 bankruptcy? The average Georgia household has almost $9,000 in credit card…
How Do I File Chapter 7 Bankruptcy in Athens, GA?
Chapter 7 bankruptcy eliminates most unsecured debts, like credit cards. Americans have over $1 trillion in credit card debt. Furthermore, the average credit card interest rate is over 20 percent. In other words, most Georgia…
What’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy in GA?
There are different types of bankruptcy because, although debt has a common cause, there are different effects. If you’re wondering what’s the difference between chapter 7 and chapter 13 bankruptcy, the short answer is it…
How Does Chapter 13 Bankruptcy Work in Georgia?
Millions of homeowners took advantage of coronavirus mortgage deferrals during 2020. These programs were set to end at the beginning of 2021. Although the Federal Housing Administration recently gave homeowners a brief stay of execution,…
How Much Does It Cost to File Bankruptcy in Athens, GA?
How much does it cost to file bankruptcy in Athens, GA? Bankruptcy’s filing fee varies in different jurisdictions. It is usually around $350 for a Chapter 7 or Chapter 13. Many debtors can pay this…
Can I Keep My House in Chapter 7 Bankruptcy in Georgia?
Many people think they lose most of their assets when they file bankruptcy. After all, that’s what happens in Monopoly and some other board games. Fortunately, real life is not the same. Most people keep…
What’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy in Georgia?
The different kinds of bankruptcy are for different kinds of debtors. But most debtors have at least one thing in common. They live close to financial disaster. Most Georgians do not have the cash to…
Can I File Chapter 7 Bankruptcy Again in Athens, GA?
Anyone may file Chapter 7 again at any time they please. However, subsequent filings might affect the Automatic Stay and debt discharge. The Automatic Stay prohibits utility shutoff, repossession, wage garnishment, foreclosure, and other adverse…
What Does Chapter 13 Bankruptcy Do to Your Credit?
Contrary to popular myth, bankruptcy does not “ruin your credit.” Unfortunately, a bankruptcy debtor’s credit score is most likely already damaged by repeated late payments and other negative information. It’s true that bankruptcy will take…