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How is a Chapter 13 Bankruptcy Payment Plan Calculated in Georgia?
In Georgia, your Chapter 13 bankruptcy payment plan hinges on your disposable income and debt types. Disposable income: This is calculated by subtracting necessary expenses (housing, food, transportation) from your gross income. Debt types: Priority…
Can I Keep My Recreational Vehicles After Bankruptcy in Georgia?
Yes, potentially. It depends on your RV’s equity (value minus loan amount) compared to Georgia’s vehicle exemption ($5,000). If the equity is under $5,000, you likely get to keep it. Chapter 13 bankruptcy allows keeping…
How to Remove a Judgement from Public Record on Your Credit in Georgia
A judgment on your public record in Georgia can cast a long, dark shadow over your financial well-being. These court judgments, whether stemming from credit card debt, a default judgment in a debt lawsuit, or…
How Do I File Chapter 7 With No Money in Georgia?
If you’re wondering, “How do I file Chapter 7 bankruptcy with no money in Georgia?” here’s the straightforward answer: You can file Chapter 7 bankruptcy in Georgia with no money by requesting a fee waiver,…
How Long Does it Take for Chapter 7 to be Discharged in Georgia?
Chapter 7 bankruptcy offers a beacon of hope for those drowning in debt, providing a legal pathway to erase certain unsecured debts and start anew. Central to this process is the concept of bankruptcy discharge,…
What Can’t You Do After Filing for Bankruptcy in Georgia?
If you’re asking, “What can’t you do after filing for bankruptcy in Georgia?” here’s the concise answer: After filing for bankruptcy in Georgia, you cannot make large payments to a single creditor, sell off significant…
What is the Maximum Income for Chapter 7 in Georgia?
Filing for Chapter 7 bankruptcy offers a ray of hope for individuals overwhelmed by debt, providing a pathway to a fresh financial start. In Georgia, understanding the income limits for eligibility is crucial for anyone…
Bankruptcy and Divorce in Georgia – Which Should You File First?
Your situation may seem grim if you are concerned about timing for filing both bankruptcy and divorce in Georgia, but it is important to look at the positive outcomes. With Chapter 7 and Chapter 13,…
How to Stop Wage Garnishment in Georgia
Wage garnishment can present a significant financial hurdle, especially when you are already struggling to meet your basic living expenses. In Georgia, understanding your rights and options is crucial to managing or halting a wage…
Bankruptcy for Retirees – Protecting Your Golden Years in Georgia
Leaving the workforce is exciting as you think about the new opportunities that await you, but you could have significant concerns about retiring if you are in trouble with debt. You will no longer be…