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How Does Filing for Bankruptcy Affect Getting a Job?

December 18, 2024

Are you facing bankruptcy? A common fear among those who face bankruptcy is the possibility that it will hinder their ability to find a job. What does bankruptcy do to a job search? Do you…

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Can a Creditor Garnish My Wages After 7 Years in Georgia?

December 16, 2024

Dealing with debt can be overwhelming, especially when it comes to wage garnishment. If you’re in Georgia, you might ask, Can a creditor garnish my wages after seven years? Here’s the answer. In Georgia, creditors…

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Is SSI Included as Disposable Income for Bankruptcies?

December 8, 2024

You may be wondering if Supplemental Security Income is included as disposable income for bankruptcies. The quick and concise answer is: No, Social Security payments are not considered disposable income in bankruptcy cases. Federal law…

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5 Ways to Avoid Common Debt Pitfalls with Smart Financial Tools

December 3, 2024

Debt management is a crucial part of maintaining financial stability, whether for personal or business finances. Mistakes like overborrowing, missing payments, or unsecured transactions can create financial strain. By adopting proactive strategies and leveraging modern…

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Bankruptcy in Georgia

Should I Close My Business Before or After Filing for Bankruptcy in Georgia?

Determining whether to close your Georgia business before or after filing for bankruptcy is a critical decision, and there are multiple factors to consider: The timing can significantly impact your financial outcome and legal options….

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The Pros and Cons of Bankruptcy

What Are the Pros and Cons of Declaring Bankruptcy in Georgia?

If you are looking into bankruptcy as a legal option for resolving debt, chances are you have heard a lot about both the good and the bad. There are two sides involved with any important…

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Bankruptcy Lawyer in Athens

The Top 5 Reasons to Hire a Bankruptcy Lawyer in Athens, GA

Hiring an experienced bankruptcy lawyer is the first step toward financial freedom for those trapped by debt. A bankruptcy lawyer analyzes the debtor’s financial standing and determines whether he qualifies for bankruptcy protection and under…

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Bankruptcy Law Firm

How to Choose the Right Bankruptcy Law Firm in Athens, GA

Filing bankruptcy is a major life decision. While it can free you from financial turmoil, it also comes with substantial consequences, including the potential loss of valuable property, higher interest rates post-bankruptcy, and waiting periods…

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credit card debt lawyer

How secured credit cards can help you build your credit

In the personal finance world, the words “credit card” often carry a negative connotation. Indeed, credit card debt is one of the top-cited reasons why people file for bankruptcy. Still, credit cards can actually be…

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My only income is Social Security. Should I still consider bankruptcy?

We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than…

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Save money every time you shop online

Shopping online is both a blessing and a curse.  We all have a tendency to impulse buy, ending up with a purchase we didn’t really want or need.  It’s just too easy to click! On…

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Beware Counterfeit eclipse glasses! Protect your eyes.

If you plan to use protective glasses to view the upcoming solar eclipse, BEWARE.  NASA has put out the word that some unscrupulous vendors are trying to make a quick buck by selling counterfeit or…

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