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Do Employers Have To Notify Employees Wage Garnishment Georgia: 2026 Guide

March 16, 2026

Let's get straight to the point: do employers have to notify employees about wage garnishment in Georgia? The short answer is no. Under Georgia law, your employer doesn’t have to give you a separate heads-up…

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What Is Cram Down In Bankruptcy: A Georgia Debtor’s Guide

March 15, 2026

A cram down is one of the most powerful tools you have in a Chapter 13 bankruptcy. It can force a lender to reduce your loan balance to match the property's current value. It basically…

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7 Car Dealerships That Accept Bankruptcy in Georgia for 2026

March 14, 2026

Filing for bankruptcy provides a crucial financial fresh start, but it can make major purchases like a car feel daunting. The good news is that securing a vehicle is not only possible but often necessary…

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Can Bankruptcy Remove Evictions In Georgia?

March 13, 2026

Getting an eviction notice feels like a punch to the gut. The clock starts ticking, and in Georgia, it ticks fast. While you can't use bankruptcy to wipe a past eviction off your record, it…

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Out of Debt

How to Get Out of Debt without Paying Off All Your Bills

Life happens. Bills pile up, there are accidents, jobs are lost with recessions (or pandemics), medical issues wreak havoc. Sometimes maybe it’s just a case of becoming an adult and not having been taught responsible…

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chapter 13 bankruptcy

Converting from Chapter 13 to Chapter 7 in Georgia

Many Georgia residents file bankruptcy under Chapter 13 because it allows them to restructure their debts, pay their obligations, and keep their property. The repayment plan structured in Chapter 13 bankruptcy lasts for 3-5 years….

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Filing Bankruptcy in Georgia

When Should You File for Chapter 7 Bankruptcy in Georgia?

The coronavirus pandemic has many people asking the question, When should you file for Chapter 7 in Athens, Georgia? Assistance programs, like stimulus checks and eviction moratoriums, have kept many families financially afloat during this…

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Credit Score

How Long Does Chapter 7 Stay on Your Credit Report in Athens, GA?

Chapter 7 filings usually stay on your Georgia credit report for ten years. That’s a long time, but it certainly is not forever. Moreover, the discharged debts, like credit card accounts, fall off much sooner…

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Chapter 7 Bankruptcy Filing

When Should I File Chapter 7 Bankruptcy in Athens, GA?

Frequently, bankruptcy is the only protection that debtors have from aggressive creditors. The Supreme Court has recently diluted some of the key consumer protections in the Fair Debt Collections Practices Act.  So, if you are…

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Georgia bankruptcy lawyer

Is Chapter 7 Bankruptcy Still Available in Athens, GA?

If credit card companies had their way back in 2005, the answer to this question would be “no.” To end Chapter 7 abuses, such as a debtor putting a trip to the Moon on a…

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A stressed man with his hand on his forehead, behind an orange graphic that says BANKRUPTCY CHAPTER 7, posing the question, what happens when you file chapter 7 bankruptcy?

What Happens When You File Chapter 7 Bankruptcy in Athens Georgia?

The fear of the unknown is one of the main reasons people suffer from bankruptcy phobia, which is an unreasonable fear of bankruptcy. It is understandable that people might be afraid of what happens when…

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Which Is Better Chapter 7 or Chapter 13 in Georgia?

Which Is Better Chapter 7 or Chapter 13 in Georgia?

A number of factors go into deciding which is better Chapter 7 or Chapter 13 bankruptcy. The type of debt is, by far, the most important factor. When unsecured debts are the disease, Chapter 7…

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A small, bright yellow-green page marker in a blue hard-cover book says Bankruptcy Chapter 7. The page marker, a yellow pen with a silver tip and the bottom of a calculator set the scene to pose the question, How long does bankruptcy chapter 7 last?

How Long Does Bankruptcy Chapter 7 Last in GA?

If you need a fresh start right away, Chapter 7 bankruptcy is probably for you. From start to finish, filing many of these cases only last about six or nine months. Chapter 7 will stay…

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Chapter 7 Bankrutpcy

How Many Times Can You File Chapter 7 Bankruptcy?

Technically, anyone can file bankruptcy at any time, regardless of their past filing history. However, as outlined below, subsequent filings often have limited effects. Since the Supreme Court has diluted some protections in the Fair…

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