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Bankruptcy and Divorce in Georgia – Which Should You File First?

April 21, 2024

Your situation may seem grim if you are concerned about timing for filing both bankruptcy and divorce in Georgia, but it is important to look at the positive outcomes. With Chapter 7 and Chapter 13,…

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How to Stop Wage Garnishment in Georgia

April 18, 2024

Wage garnishment can present a significant financial hurdle, especially when you are already struggling to meet your basic living expenses. In Georgia, understanding your rights and options is crucial to managing or halting a wage…

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Bankruptcy for Retirees – Protecting Your Golden Years in Georgia

April 14, 2024

Leaving the workforce is exciting as you think about the new opportunities that await you, but you could have significant concerns about retiring if you are in trouble with debt. You will no longer be…

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Dealing with Co-Signed or Joint Debts During Bankruptcy in Georgia

April 7, 2024

Facing decisions on how to manage debt is difficult enough for an individual, so you are dealing with additional challenges when your debt encompasses the financial interests of another person. Your debts are closely intertwined,…

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Chapter 7 Bankruptcy Cost

How Much Does Chapter 7 Bankruptcy Cost in Georgia?

Court filing fees to file a Chapter 7 Bankruptcy usually run about $350. Additionally, many people work with bankruptcy petition preparers. These individuals usually charge negligible professional fees in addition to the filing fee. However,…

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Chapter 7 Bankruptcy Filing

How Often Can You File Chapter 7 Bankruptcy in Athens, GA?

Theoretically, people can file Chapter 7 bankruptcy as many times as they want. However, subsequent filings have limited effects, both on the Automatic Stay and debt discharge. Typically, a subsequent Chapter 7 has a full…

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Chapter 7 Bankruptcy

How Long Does Chapter 7 Bankruptcy Last in Athens, GA?

In as little as about nine months, Chapter 7 bankruptcy gives honest, yet unfortunate debtors a fresh start, as the Supreme Court has guaranteed so many times over the past hundred years. So, this vehicle…

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Chapter 7 Bankruptcy Eligibility

Who Qualifies for Chapter 7 Bankruptcy?

Most people qualify for debt elimination bankruptcy. The 2005 Bankruptcy Abuse Prevention and Consumer Protection Act introduced an additional hurdle, the means test, which is discussed below. Frankly, Congress intended the means test to dissuade…

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Chapter-7-Bankruptcy-in-Georgia

How to File Chapter 7 Bankruptcy in Georgia

Many people who never considered bankruptcy before now see Chapter 7 as a legitimate option. That’s largely because the Supreme Court has eroded some key protections in the Fair Debt Collection Practices Act. Therefore, creditors…

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Chapter-7-vs-Chapter-13-Bankruptcy

What’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

When players file bankruptcy in Monopoly, it’s the end of the game. But when debtors file bankruptcy in real life, they get a fresh start. In Monopoly, there is only one kind of debt (real…

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Cost to File Bankruptcy in Athens

How Much Does It Cost to File Bankruptcy in Athens?

As of January 1, 2020, bankruptcy filing fees are typical $310 for a Chapter 13 and $335 for a Chapter 7. These fees might be slightly higher in some jurisdictions. Trustees (people who oversee cases…

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bankruptcy lawyer

The differences between Chapter 7 and Chapter 13 bankruptcy for Georgia filers

Dealing with financial stress on a long-term basis takes its toll. Filing for a Georgia bankruptcy may be an excellent option for those facing constant financial pressures. Unfortunately, the term “bankruptcy” has a negative connotation,…

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chapter 7 lawyer

The importance of making sure you include all debts in a Georgia bankruptcy petition

Filing for Chapter 7 bankruptcy should provide the filer with a new beginning. However, if certain mistakes are made along the way, filers may find that some of their debt survives the bankruptcy. In such…

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Privacy considerations in bankruptcy cases

Many people facing the prospect of filing a personal bankruptcy are concerned about the loss of privacy that could occur when their financial affairs become a matter of public record. This is a reasonable concern….

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