Blog
When Should You File for Chapter 7 Bankruptcy in Georgia?
The coronavirus pandemic has many people asking the question, When should you file for Chapter 7 in Athens, Georgia? Assistance programs, like stimulus checks and eviction moratoriums, have kept many families financially afloat during this…
What Happens After You File Chapter 7 Bankruptcy in Georgia?
Your credit score goes down when you file Chapter 7 bankruptcy. However, unless the debtor had excellent credit, the effect is not that significant. In most bankruptcy debtors do not have excellent credit. If they…
How Long Does Chapter 7 Stay on Your Credit Report in Athens, GA?
Chapter 7 filings usually stay on your Georgia credit report for ten years. That’s a long time, but it certainly is not forever. Moreover, the discharged debts, like credit card accounts, fall off much sooner…
When Should I File Chapter 7 Bankruptcy in Athens, GA?
Frequently, bankruptcy is the only protection that debtors have from aggressive creditors. The Supreme Court has recently diluted some of the key consumer protections in the Fair Debt Collections Practices Act. So, if you are…
Is Chapter 7 Bankruptcy Still Available in Athens, GA?
If credit card companies had their way back in 2005, the answer to this question would be “no.” To end Chapter 7 abuses, such as a debtor putting a trip to the Moon on a…
What Happens When You File Chapter 7 Bankruptcy in Athens Georgia?
The fear of the unknown is one of the main reasons people suffer from bankruptcy phobia, which is an unreasonable fear of bankruptcy. It is understandable that people might be afraid of what happens when…
Which Is Better Chapter 7 or Chapter 13 in Georgia?
A number of factors go into deciding which is better Chapter 7 or Chapter 13 bankruptcy. The type of debt is, by far, the most important factor. When unsecured debts are the disease, Chapter 7…
How Long Does Bankruptcy Chapter 7 Last in GA?
If you need a fresh start right away, Chapter 7 bankruptcy is probably for you. From start to finish, filing many of these cases only last about six or nine months. Chapter 7 will stay…
What Debts Are Discharged in Chapter 7 Bankruptcy Georgia?
Most unsecured debts are dischargeable in a Chapter 7 bankruptcy. “Discharge” basically means that the bankruptcy judge eliminates the legal obligation to repay the debt. But, the debt itself remains, as do its collateral consequences,…
How Many Times Can You File Chapter 7 Bankruptcy?
Technically, anyone can file bankruptcy at any time, regardless of their past filing history. However, as outlined below, subsequent filings often have limited effects. Since the Supreme Court has diluted some protections in the Fair…
- « Previous
- 1
- 2
- 3
- 4
- Next »