I’m starting to think I may have to file for bankruptcy. Where do I start?
If you are considering bankruptcy, it is important to have a thorough consultation with an experienced bankruptcy attorney. You should leave that consultation with a good understanding of your options. Once you know your options, you can make an informed decision about what should be done. Never let an attorney or anyone else pressure you into filing a bankruptcy, or filing a particular type of bankruptcy. Get the facts first. Make sure you know the pros and cons of each type of consumer bankruptcy case.
WHAT CAN I EXPECT AT MY INITIAL CONSULTATION?
At Morgan & Morgan, you can expect a pleasant, non-judgmental, thorough review of your situation by an attorney with many years of experience. We will take the time to make sure you know your options, and we will try to answer all your questions. We will NEVER pressure you to file a bankruptcy case. Instead, we will make sure you have the information you need to make a decision that is right for you.
DO I HAVE TO HAVE ALL MY FINANCIAL RECORDS?
Absolutely not. We can usually gather the information we need by simply asking the right questions. If necessary, we will help you get a credit report to help insure we have a complete picture. At your first meeting, our primary focus is to get a good overall picture of your situation and make sure you understand your options. You don’t need to spend hours gathering documents before you come in.
WHAT TYPES OF BANKRUPTCY ARE AVAILABLE TO ME?
Individuals and married couples with consumer debt usually have the option to file under either Chapter 7 or Chapter 13. You can learn about the difference and what is involved with each type of case at our website, www.morganlawyers.com. At your initial consultation, we’ll make sure you understand both options. Each has pros and cons, and which may be best for you can sometimes be a difficult decision. Rest assured that we will spend the time necessary to make sure you understand each option.
Other Frequently Asked Questions:
- Can a Chapter 7 bankruptcy save my home from foreclosure?
- Can bankruptcy help my credit score?
- Can bankruptcy help with my income tax obligation?
- Can bankruptcy protect my workers compensation settlement funds?
- Can I discharge my old tax debt in bankruptcy?
- Can I file for social security disability while I’m still working?
- Can I receive workers compensation benefits if I was injured before or after clocking out?
- Can I save my home by filing bankruptcy?
- Can my re-enlistment bonus be discharged in bankruptcy?
- Can the bankruptcy trustee in my case seize the funds in my bank account?
- Chapter 13 Basics
- Chapter 7 Basics
- Get help filing your income tax returns — for free!
- How can I stop debt collectors from harassing me and my family?
- How do I decide if bankruptcy is necessary?
- How do I know if bankruptcy is the right choice for me?
- How does the foreclosure process work in Georgia?
- How long must I live in this area before I can file bankruptcy here?
- I cosigned a debt for a friend and now he won’t pay. What can I do?
- I was fired after being hurt on the job. Can I still file for workers compensation?
- I was injured at work. Can I sue my employer?
- I was terminated from my job after a work injury. Now my condition has worsened. What are my options?
- I’m considering filing a Chapter 13 bankruptcy. Do I have to include all my debts?
- I’m starting to think I may have to file for bankruptcy. Where do I start?
- Mortgage and debt relief for active military personnel
- My car has been repossessed. Can bankruptcy help me get it back?
- My Chapter 13 case was dismissed. Can I file a new case and protect my property?
- My doctor released me to light duty, but my employer is insisting I do more strenuous work. What should I do?
- My ex assumed our joint debts as part of our divorce settlement. Now he’s filed bankruptcy. What can I do?
- My house is being foreclosed – What can I do?
- My workers comp doctor has released me to light duty work. Can my employer cut off my weekly benefits?
- My workers compensation doctor says I can return to work, but I can’t do the job. What can I do?
- Ripped off by a debt settlement company?
- Social security benefits — Can a creditor garnish my bank account and seize my social security funds?
- The trustee has filed a motion to dismiss my Chapter 13 case. What are my options?
- What can I do to improve my credit score?
- What to expect: First credit counseling course
- What to expect: Free bankruptcy consultation
- What to expect: Second credit counseling course
- What to expect: Your next appointment
- When is my bankruptcy case closed by the court? Is it possible to reopen the case?
- Where would my bankruptcy case be filed, and where would the hearings be held?
- Will paying off an old debt raise my credit score?