Frequently Asked Questions

Ripped off by a debt settlement company?

Complaints by consumers about “debt settlement” and “debt management” companies have skyrocketed in recent years. Many of these companies market themselves as a viable alternative to bankruptcy. Often, they propose to set up a debt settlement payment plan. Under the plan, the consumer makes a payment each payday. The company proposes to hold the funds until a settlement fund is accumulated, and then settle out the consumer’s debts for pennies on the dollar.

Sounds great, right? Unfortunately, most of these companies manage to keep most of the funds for themselves. The consumer’s debts continue to fall further into default, and eventually lawsuits and harassment cause the plan to fail. The debt settlement company is the only one who profits.

The State of Georgia legislature recognized that this practice does not help, but only hurts those in need of relief. It passed a law which makes most debt settlement plans illegal. If you feel you have been victimized by one of these companies, call Morgan & Morgan for a consultation. You may be entitled to recover the funds you paid into the plan, as well as damages and attorney fees.

Other Frequently Asked Questions

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Attorney Jason Braswell & Lisa LaCount are just wonderful...not one time have I call the office that I didn’t get a chance to speak directly to Jason or Lisa, or receive an immediate return call/email with a response. Thanks to this attorney team, my mind and our finances are in order. - C.P.

Catherine Pettit

Morgan & Morgan worked on disability benefits for my unemployed 50-year old brother who was homeless and suffering from autism/Asperger’s syndrome. We all knew nothing (!) and Mr. Morgan was a breath of fresh air.

Disability client

My experience with Morgan & Morgan was exceptional!!! I was very well informed about their procedures and felt comfortable about going forth with my case. Everything was handled with importance. - C.J.

Casmin Jones

We were fully enlightened about our situation which helped us choose our best choice concerning a problem. We would recommend Mr Braswell to our friends. - H.A.

Harold Andrews

A very respectful law firm that has very good customer service which is job one in the human world. Thank you Morgan and Morgan of Athens, GA. - W.S.


Jason is the best lawyer ever. I appreciate everything he's done in my case. I could never thank him enough.


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Morgan & Morgan attorneys can help settle your debts such as credit card debt, auto loans and mortgage debt. Contact us if you need assistance with baknruptcy or have any questions about the process. No problem is too big or too small for us to help.