Frequently Asked Questions

Can the bankruptcy trustee in my case seize the funds in my bank account?

When you file a Chapter 7 bankruptcy, any assets that you own, including funds in your bank account, become property of the bankruptcy estate. However, each Chapter 7 debtor is allowed to exempt certain property so as to protect it from being used to pay creditors. In Georgia, the exemption normally used to protect funds in a bank account is found in O.C.G.A Section 44-13-100(a)(6). It allows you to exempt up to $5600 in any assets. There are other exemptions that are used to protect the equity in your home, your household goods, an automobile, etc.

At Morgan & Morgan, when we are considering a case under Chapter 7, we carefully review your assets and work to maximize your exemptions. We work hard to insure that you get the fresh start you deserve.

Morgan & Morgan is located in Athens, Georgia. We have more than 30 years experience handling bankruptcy, Social Security Disability, and workers compensation cases throughout North Georgia. Check our website at and call (706) 468-3364 for a free initial consultation.

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Client Testimonials

Attorney Jason Braswell & Lisa LaCount are just wonderful...not one time have I call the office that I didn’t get a chance to speak directly to Jason or Lisa, or receive an immediate return call/email with a response. Thanks to this attorney team, my mind and our finances are in order. - C.P.

Catherine Pettit

Morgan & Morgan worked on disability benefits for my unemployed 50-year old brother who was homeless and suffering from autism/Asperger’s syndrome. We all knew nothing (!) and Mr. Morgan was a breath of fresh air.

Disability client

My experience with Morgan & Morgan was exceptional!!! I was very well informed about their procedures and felt comfortable about going forth with my case. Everything was handled with importance. - C.J.

Casmin Jones

We were fully enlightened about our situation which helped us choose our best choice concerning a problem. We would recommend Mr Braswell to our friends. - H.A.

Harold Andrews

A very respectful law firm that has very good customer service which is job one in the human world. Thank you Morgan and Morgan of Athens, GA. - W.S.


Jason is the best lawyer ever. I appreciate everything he's done in my case. I could never thank him enough.


Dedicated to providing superior service not found elsewhere.

Morgan & Morgan attorneys can help settle your debts such as credit card debt, auto loans and mortgage debt. Contact us if you need assistance with baknruptcy or have any questions about the process. No problem is too big or too small for us to help.