Frequently Asked Questions

Chapter 13 basics

Under Chapter 13, a plan is set up to repay some portion of your debts under the protection of the Court. Typically, payments are made over a period of three to five years. While you are under the plan, you are protected from your creditors. You cannot be sued, garnished, or harassed about the debts in your plan. Chapter 13 can be a good choice if you are facing a foreclosure or repossession of your car, or if your wages are being garnished. Chapter 13 can stop these actions and allow you to deal with your debts at a payment level you can afford. Starting a Chapter 13 case is especially easy, since your attorney fees can be included in the repayment plan, and even the court costs can be paid in installments if necessary. To learn more about Chapter 13, click here.

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Attorney Jason Braswell & Lisa LaCount are just wonderful...not one time have I call the office that I didn’t get a chance to speak directly to Jason or Lisa, or receive an immediate return call/email with a response. Thanks to this attorney team, my mind and our finances are in order. - C.P.

Catherine Pettit

Morgan & Morgan worked on disability benefits for my unemployed 50-year old brother who was homeless and suffering from autism/Asperger’s syndrome. We all knew nothing (!) and Mr. Morgan was a breath of fresh air.

Disability client

My experience with Morgan & Morgan was exceptional!!! I was very well informed about their procedures and felt comfortable about going forth with my case. Everything was handled with importance. - C.J.

Casmin Jones

We were fully enlightened about our situation which helped us choose our best choice concerning a problem. We would recommend Mr Braswell to our friends. - H.A.

Harold Andrews

A very respectful law firm that has very good customer service which is job one in the human world. Thank you Morgan and Morgan of Athens, GA. - W.S.


Jason is the best lawyer ever. I appreciate everything he's done in my case. I could never thank him enough.


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Morgan & Morgan attorneys can help settle your debts such as credit card debt, auto loans and mortgage debt. Contact us if you need assistance with baknruptcy or have any questions about the process. No problem is too big or too small for us to help.