Blog

What’s the Difference Between Bankruptcy Discharged vs Dismissed in GA?

November 15, 2024

The key difference between a Bankruptcy Discharged vs Dismissed in Georgia lies in the outcome. A discharge releases the debtor from personal liability for certain debts, meaning they are no longer required to pay those…

Read More

Can Private Debtors Garnish Disability Benefits in Georgia?

November 1, 2024

No, private debtors cannot garnish disability benefits in Georgia. Federal law protects Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) from garnishment by private creditors, including credit card companies and medical providers. However,…

Read More

How Much Does a Debt Relief Attorney Charge in Georgia?

October 28, 2024

In Georgia, the cost of hiring a debt relief attorney typically ranges from $500 to $3,000, depending on the complexity of your case. For basic consultations or simpler negotiations, fees may fall on the lower…

Read More

How Much Does a Disability Lawyer Cost in Athens, GA

October 22, 2024

In Athens, GA, most Social Security disability lawyers work on a contingency fee basis, meaning you only pay if you win your case. Typically, attorney fees are capped at 25% of your back pay, or…

Read More
Bankruptcy Discharged vs Dismissed

What’s the Difference Between Bankruptcy Discharged vs Dismissed in GA?

The key difference between a Bankruptcy Discharged vs Dismissed in Georgia lies in the outcome. A discharge releases the debtor from personal liability for certain debts, meaning they are no longer required to pay those…

READ MORE
Court for Bankruptcies

Do You Have to Go to Court for Bankruptcies in Georgia?

Do you have to go to court for bankruptcies? The short answer is Yes, bankruptcy filers in Georgia must attend a Meeting of Creditors hearing, also known as a Section 341 hearing. This hearing typically…

READ MORE
Retirement in Athens

The Impact of Bankruptcy on Your Retirement in Athens, GA

 How is bankruptcy going to impact your future? Are you worried about your retirement after bankruptcy? Or perhaps you’re already in retirement and find yourself considering bankruptcy to alleviate financial stress. You’ll be happy to…

READ MORE
Types of Bankruptcy

The Different Types of Bankruptcy in Athens, GA: Which One is Right for You?

If you are considering bankruptcy, choosing between different types of Bankruptcy including Chapter 7 and Chapter 13 are probably on your mind. Both allow you to reduce debt, but they do so in different ways….

READ MORE
File for Bankruptcy in Georgia

What Happens to Your Bank Account When You File For Bankruptcy in Georgia?

It’s common to worry about what will happen to your bank account if you’re planning to file for bankruptcy in Georgia. The good news is that bank accounts often remain unaffected by Chapter 7 bankruptcy…

READ MORE
File Bankruptcy in Georgia

How to File Bankruptcy in Georgia

Unlike most other civil actions, consumer bankruptcy almost always starts with a voluntary petition. The V-word is significant. Debtors chose if and when to file. That control continues throughout the process. In most cases, debtors…

READ MORE
car bankruptcy

Can I Keep My Car When Filing for Bankruptcy?

If you are considering filing for bankruptcy, there are a number of factors to consider if you own a car and you want to keep it. How much you car is worth, and if you…

READ MORE
Secured Debt in Chapter 7 bankruptcy

What Happens to My Secured Debt if I File Chapter 7 Bankruptcy?

There are two kinds of debt: secured and unsecured. A debt is secured when the creditor/lender can recover a specified asset from the debtor/borrower if the borrower does not repay the loan on time. A…

READ MORE
chapter 13 bankruptcy

Converting from Chapter 13 to Chapter 7 in Georgia

Many Georgia residents file bankruptcy under Chapter 13 because it allows them to restructure their debts, pay their obligations, and keep their property. The repayment plan structured in Chapter 13 bankruptcy lasts for 3-5 years….

READ MORE
Declaring Bankruptcy

What Are the Benefits of Declaring Bankruptcy in Georgia?

The modern world is built on debt. Few people today live by using cash or even debit cards. Credit cards make it possible to pay for the things we need while earning “perks”. Cars are…

READ MORE