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Can Private Debtors Garnish Disability Benefits in Georgia?

November 1, 2024

No, private debtors cannot garnish disability benefits in Georgia. Federal law protects Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) from garnishment by private creditors, including credit card companies and medical providers. However,…

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How Much Does a Debt Relief Attorney Charge in Georgia?

October 28, 2024

In Georgia, the cost of hiring a debt relief attorney typically ranges from $500 to $3,000, depending on the complexity of your case. For basic consultations or simpler negotiations, fees may fall on the lower…

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How Much Does a Disability Lawyer Cost in Athens, GA

October 22, 2024

In Athens, GA, most Social Security disability lawyers work on a contingency fee basis, meaning you only pay if you win your case. Typically, attorney fees are capped at 25% of your back pay, or…

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Income and Debt Qualifications for Chapter 13 Bankruptcy in GA

October 22, 2024

To qualify for Chapter 13 bankruptcy in Georgia, you must have a regular source of income sufficient to cover both your living expenses and the repayment plan. There are also debt limits: your unsecured debts…

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Court for Bankruptcies

Do You Have to Go to Court for Bankruptcies in Georgia?

Do you have to go to court for bankruptcies? The short answer is Yes, bankruptcy filers in Georgia must attend a Meeting of Creditors hearing, also known as a Section 341 hearing. This hearing typically…

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Retirement in Athens

The Impact of Bankruptcy on Your Retirement in Athens, GA

 How is bankruptcy going to impact your future? Are you worried about your retirement after bankruptcy? Or perhaps you’re already in retirement and find yourself considering bankruptcy to alleviate financial stress. You’ll be happy to…

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Types of Bankruptcy

The Different Types of Bankruptcy in Athens, GA: Which One is Right for You?

If you are considering bankruptcy, choosing between different types of Bankruptcy including Chapter 7 and Chapter 13 are probably on your mind. Both allow you to reduce debt, but they do so in different ways….

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File for Bankruptcy in Georgia

What Happens to Your Bank Account When You File For Bankruptcy in Georgia?

It’s common to worry about what will happen to your bank account if you’re planning to file for bankruptcy in Georgia. The good news is that bank accounts often remain unaffected by Chapter 7 bankruptcy…

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File Bankruptcy in Georgia

How to File Bankruptcy in Georgia

Unlike most other civil actions, consumer bankruptcy almost always starts with a voluntary petition. The V-word is significant. Debtors chose if and when to file. That control continues throughout the process. In most cases, debtors…

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car bankruptcy

Can I Keep My Car When Filing for Bankruptcy?

If you are considering filing for bankruptcy, there are a number of factors to consider if you own a car and you want to keep it. How much you car is worth, and if you…

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Secured Debt in Chapter 7 bankruptcy

What Happens to My Secured Debt if I File Chapter 7 Bankruptcy?

There are two kinds of debt: secured and unsecured. A debt is secured when the creditor/lender can recover a specified asset from the debtor/borrower if the borrower does not repay the loan on time. A…

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chapter 13 bankruptcy

Converting from Chapter 13 to Chapter 7 in Georgia

Many Georgia residents file bankruptcy under Chapter 13 because it allows them to restructure their debts, pay their obligations, and keep their property. The repayment plan structured in Chapter 13 bankruptcy lasts for 3-5 years….

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Declaring Bankruptcy

What Are the Benefits of Declaring Bankruptcy in Georgia?

The modern world is built on debt. Few people today live by using cash or even debit cards. Credit cards make it possible to pay for the things we need while earning “perks”. Cars are…

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Bankruptcy in Georgia

Can All of My Debts Be Written Off by Bankruptcy in Georgia?

Debt – it’s one of the few things that most Americans have in common. In addition, the debt burden that most of us carry is increasing. We are rapidly approaching all-time highs for consumer debt…

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