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What’s the Difference Between Bankruptcy Discharged vs Dismissed in GA?
The key difference between a Bankruptcy Discharged vs Dismissed in Georgia lies in the outcome. A discharge releases the debtor from personal liability for certain debts, meaning they are no longer required to pay those…
Do You Have to Go to Court for Bankruptcies in Georgia?
Do you have to go to court for bankruptcies? The short answer is Yes, bankruptcy filers in Georgia must attend a Meeting of Creditors hearing, also known as a Section 341 hearing. This hearing typically…
The Impact of Bankruptcy on Your Retirement in Athens, GA
How is bankruptcy going to impact your future? Are you worried about your retirement after bankruptcy? Or perhaps you’re already in retirement and find yourself considering bankruptcy to alleviate financial stress. You’ll be happy to…
The Different Types of Bankruptcy in Athens, GA: Which One is Right for You?
If you are considering bankruptcy, choosing between different types of Bankruptcy including Chapter 7 and Chapter 13 are probably on your mind. Both allow you to reduce debt, but they do so in different ways….
What Happens to Your Bank Account When You File For Bankruptcy in Georgia?
It’s common to worry about what will happen to your bank account if you’re planning to file for bankruptcy in Georgia. The good news is that bank accounts often remain unaffected by Chapter 7 bankruptcy…
How to File Bankruptcy in Georgia
Unlike most other civil actions, consumer bankruptcy almost always starts with a voluntary petition. The V-word is significant. Debtors chose if and when to file. That control continues throughout the process. In most cases, debtors…
Can I Keep My Car When Filing for Bankruptcy?
If you are considering filing for bankruptcy, there are a number of factors to consider if you own a car and you want to keep it. How much you car is worth, and if you…
What Happens to My Secured Debt if I File Chapter 7 Bankruptcy?
There are two kinds of debt: secured and unsecured. A debt is secured when the creditor/lender can recover a specified asset from the debtor/borrower if the borrower does not repay the loan on time. A…
Converting from Chapter 13 to Chapter 7 in Georgia
Many Georgia residents file bankruptcy under Chapter 13 because it allows them to restructure their debts, pay their obligations, and keep their property. The repayment plan structured in Chapter 13 bankruptcy lasts for 3-5 years….
What Are the Benefits of Declaring Bankruptcy in Georgia?
The modern world is built on debt. Few people today live by using cash or even debit cards. Credit cards make it possible to pay for the things we need while earning “perks”. Cars are…