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What Happens After Chapter 13 Bankruptcy Discharge?

March 5, 2026

Finishing a Chapter 13 repayment plan feels like running a marathon. For three to five years, you’ve been making payments, sticking to a strict budget, and answering to the court. So when you finally hear…

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Can You Get a Credit Card While In Chapter 13?

March 5, 2026

Filing Chapter 13 bankruptcy can feel like hitting pause on your financial life.  If you’re currently in a repayment plan, you might be wondering whether getting approved for a credit card is even possible. The…

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When To Stop Using Credit Cards Before Filing Chapter 7 In Georgia?

March 4, 2026

Thinking about filing Chapter 7 usually brings up a lot of big questions like what happens to your debt, how long the process takes, and what life looks like after.  But one of the smaller…

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When Is It Too Late To Stop Foreclosure?

March 4, 2026

Falling behind on your mortgage can feel terrifying, especially when the word “foreclosure” starts showing up in letters, emails, or late-night Google searches. And somewhere in the middle of all that stress, one big question…

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debt relief law firm

Debt Settlement: Do You Need an Athens, GA Debt Relief Law Firm?

We all make mistakes in life. Many of the mistakes we make come much earlier in life and are just a part of the learning process. Growing pains happen and because of these pains, we…

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Out of Debt

How to Get Out of Debt without Paying Off All Your Bills

Life happens. Bills pile up, there are accidents, jobs are lost with recessions (or pandemics), medical issues wreak havoc. Sometimes maybe it’s just a case of becoming an adult and not having been taught responsible…

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Tax Debt

Can Federal Tax Debt Be Written Off By Filing Bankruptcy in Georgia?

“In this world, nothing is certain except death and taxes,” Benjamin Franklin stated shortly after the creation of the US Constitution. Thankfully, he was wrong about at least one of them. Taxes can be eliminated,…

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Busting the 10 Biggest Chapter 13 Bankruptcy Myths

Due to recent legal changes, many people are taking a harder look at bankruptcy. Unfortunately, they may fall prey to some of the biggest chapter 13 bankruptcy myths and decide not to file, even though…

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My only income is Social Security. Should I still consider bankruptcy?

We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than…

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Child Playing

What to Consider When Deciding Whether to File for Child Support

Parents want to provide a safe and secure environment for a child. The additional court-ordered financial support is also welcome to help provide for the many needs of a child. However, is filing for child…

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