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Foreclosure With Bankruptcy (Georgia Homeowner’s Guide)

June 15, 2026

The envelope is still on the counter. You opened it once, saw the word foreclosure, and put it back down because reading the rest felt impossible. That reaction is normal. Most Georgia homeowners who call…

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Social Security Disability Hearing (Win Your Claim)

June 14, 2026

You open the mail, see the hearing notice, and your stomach drops. After months of forms, denials, and waiting, Social Security has finally set your disability hearing. Clients in Athens who call my office at…

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Credit Counseling Services Free (Debt Relief Path)

June 13, 2026

Debt usually stops feeling like a math problem before anyone asks for help. It starts feeling personal. The mailbox gets heavier, your phone lights up with numbers you don’t recognize, and every ordinary expense starts…

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Small Business Debt Consolidation (Expert Guide For Georgia)

June 12, 2026

You open the books on Sunday night to see what Monday is going to demand from you. There’s the merchant cash advance pulling from daily sales. Two business credit cards are near their limits. A…

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Chapter 13 bankruptcy

Can Creditors Come After You After Chapter 13 Bankruptcy in Georgia?

Filing Chapter 13 bankruptcy is not an easy decision to make. Beyond the financial aspects of the decision, you also deal with an emotional toll. Many people feel shame if they find themselves in a…

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Filing Chapter 7 in Athens

How Much Cash Can You Keep When Filing Chapter 7 in Athens?

Filing for bankruptcy provides a sense of relief as it allows you to start over financially, which is the primary benefit of doing so. During filing chapter 7 in Athens, you may be able to…

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File for Bankruptcy in Georgia

What Happens to Your Bank Account When You File For Bankruptcy in Georgia?

It’s common to worry about what will happen to your bank account if you’re planning to file for bankruptcy in Georgia. The good news is that bank accounts often remain unaffected by Chapter 7 bankruptcy…

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With an out-of-focus car in the background, one hand passes a car key to another hand in the foreground, symbolizing the question, Can you buy a car while in Chapter 13 bankruptcy

Can You Buy a Car While in Chapter 13 Bankruptcy in Athens, GA?

Wage-earner bankruptcies last up to five years. Yet the average lifespan of a new car is about eight years. Moreover, before most vehicles expire, they become so expensive to maintain that it is cheaper to…

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car accident

Can Filing for a Georgia Bankruptcy Discharge Debt Incurred as a Result of a Car Accident?

When you are considering bankruptcy, you are likely in such a financial bind that you are trying to eliminate as much debt as possible. Your attorney will likely explain that some debt is dischargeable and…

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A pen on a piece of paper that says "Property: Is Now the Time to Buy? with a Yes and No checkboxes, posing the question: Can I buy a house while in Chapter 13 bankruptcy?

Can I Buy a House While in Chapter 13 Bankruptcy in Athens, GA?

Right now, this question is more pressing than ever. As of December 30, 2020, mortgage rates were at all-time lows. These low rates will probably not last. If the coronavirus pandemic fades in 2021 and…

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File Bankruptcy in Georgia

How to File Bankruptcy in Georgia

Unlike most other civil actions, consumer bankruptcy almost always starts with a voluntary petition. The V-word is significant. Debtors chose if and when to file. That control continues throughout the process. In most cases, debtors…

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Bankruptcy

Debts That Can Be Relieved Through Bankruptcy

Often the people who would benefit the most from bankruptcy don’t know enough about the protections they’re afforded under the law. When you have financial stress, there are emotional traumas that come with the problem….

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Buy a House After Filing Bankruptcy

Can I Buy a House After Filing Bankruptcy in Georgia?

In a word, yes. In fact, many people can buy houses before a judge discharges their bankruptcies. When someone asks can I buy a house after filing bankruptcy, they should know some of the biggest…

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A semi-transparent analouge classroom-type clock is superimposed over the image of a calculator, wooden gavel, and one-hundred dollar bills, posing the question, How long does chapter 13 bankruptcy last in Georgia?

How Long Does Chapter 13 Bankruptcy Last in Georgia?

Technically, most Chapter 13 bankruptcies last either three or five years. But their positive effects often last a lifetime.

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