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Can I Gift Money Before Filing Bankruptcy? Legal Risks

May 17, 2026

You can give money before filing bankruptcy, but gifts over $600 to one person within the two years before filing must be disclosed, and transfers made within that two-year window can be challenged by a…

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Can Utility Bills Be Included in Bankruptcy in Georgia?

May 16, 2026

Yes, past-due utility bills can be included in a Georgia bankruptcy, and the chapter you file matters. In Chapter 7, pre-filing utility debt is generally dischargeable and you typically have 20 days after filing to…

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Can I File Bankruptcy With No Income In Georgia? 2026 Guide

May 15, 2026

Yes, you can file for bankruptcy in Georgia with no income. For individuals in that situation, Chapter 7 is the realistic option, and the Chapter 7 filing fee is $338 unless the court grants a…

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How Many Payments before Car Repossession in Georgia

May 14, 2026

You miss a car payment, tell yourself you'll catch it up next check, and keep going to work, school drop-off, and doctor visits like normal. In Georgia, that assumption can be dangerous. A lot of…

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A calculator and pencil lay atop a booklet titled "Bankruptcy Tax Guide", posing the question, Does Chapter 13 Bankruptcy Affect Tax Returns?

Does Chapter 13 Affect Tax Returns in Georgia?

This frequently asked question opens one of the largest cans of worms in a Chapter 13 bankruptcy. It involves various complicated issues, mostly the nature of the bankruptcy estate and the aggressiveness and diligence of…

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A college graduation cap sitting atop many $100 bills, posing the question, Does Chapter 13 Bankruptcy Cover Student Loans in Georgia?

Does Chapter 13 Bankruptcy Cover Student Loans in Georgia?

Yes, Chapter 13 bankruptcy can cover student loans, but only if “undue hardship” can be proven. This makes the question of does Chapter 13 bankruptcy cover student loans complicated. Since they are government guaranteed, student…

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Closeup of a gavel and electronic car key on a gavel block, symbolizing the question, Can I file bankruptcy and keep my car?

Can I File Bankruptcy and Keep My Car in Athens, GA?

If you’re asking can I file bankruptcy and keep my car, the answer is absolutely! And that’s a good thing to know in these trying times. Because of the coronavirus pandemic, auto loan delinquency rates…

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Busting the 10 Biggest Chapter 13 Bankruptcy Myths

Due to recent legal changes, many people are taking a harder look at bankruptcy. Unfortunately, they may fall prey to some of the biggest chapter 13 bankruptcy myths and decide not to file, even though…

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A light blue measuring tape with brownish numbers and markings is uncoiling from right to left against a bright yellow background, posing the question, How long does Chapter 13 bankruptcy take in Georgia?

How Long Does a Chapter 13 Bankruptcy Take in Georgia?

Largely depending on your income, Chapter 13 bankruptcy usually takes three or five years in Georgia. However, as outlined below, it’s usually possible to extend this time period. It’s also often possible to exit bankruptcy…

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WHAT'S THE COST? is repeated over and over in white against a red background, kind of at an angle leaning away. One of the repeated phrases, in the middle, is in red lettering, posing the question, how much does a chapter 13 bankruptcy cost in Athens GA?

How Much Does a Chapter 13 Bankruptcy Cost in Athens, GA?

Chapter 13’s basic filing fees vary in different courts, mostly because the trustee (person who oversees the case for the judge) often adds an administrative fee. But if you’re asking how much does a chapter…

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An old-time black alarm clock sits on a light-wood table to the far right, against a blue-grey wall in the background. Instead of numbers on the clock face, there are dollar signs like $, representing the question, how often can you file chapter 7 bankruptcy in Athens and Gerogia?

How Often Can You File Chapter 7 Bankruptcy in Athens, GA?

Are you asking how often can you file chapter 7 bankruptcy in Athens, GA? Technically, there is no limit to the number of times a person can file a Chapter 7 liquidation bankruptcy. However, multiple…

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Scrabble-like tiles set at 45-degree angle, on a textured dark wood table, spell put CHAPTER SEVEN, each word on a separate line, posing the question, How Does Chapter 7 Bankruptcy Work in Athens and Georgia?

How Does Chapter 7 Bankruptcy Work in Athens and Georgia?

Many people want to know more about Chapter 7 because the numbers simply don’t add up. When it comes to credit card debt, most financial planners use the 10 percent rule. If credit card debt…

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A small, bright yellow-green page marker in a blue hard-cover book says Bankruptcy Chapter 7. The page marker, a yellow pen with a silver tip and the bottom of a calculator set the scene to pose the question, How long does bankruptcy chapter 7 last?

How Long Does Bankruptcy Chapter 7 Last in GA?

If you need a fresh start right away, Chapter 7 bankruptcy is probably for you. From start to finish, filing many of these cases only last about six or nine months. Chapter 7 will stay…

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Closeup of a white paper in a typewriter with the words NEW CHAPTER typed in black ink, posing the question, How does bankruptcy work in MN?

How Does Bankruptcy Work in Georgia? Chapter 7, 13, 20

Depending on the type of case you file, bankruptcy works in several different ways. All these procedural pathways end in the same place. Distressed debtors get a fresh start. If you’re wondering how bankruptcy works,…

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