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Can Utility Bills Be Included in Bankruptcy in Georgia?

May 16, 2026

Yes, past-due utility bills can be included in a Georgia bankruptcy, and the chapter you file matters. In Chapter 7, pre-filing utility debt is generally dischargeable and you typically have 20 days after filing to…

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Can I File Bankruptcy With No Income In Georgia? 2026 Guide

May 15, 2026

Yes, you can file for bankruptcy in Georgia with no income. For individuals in that situation, Chapter 7 is the realistic option, and the Chapter 7 filing fee is $338 unless the court grants a…

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How Many Payments before Car Repossession in Georgia

May 14, 2026

You miss a car payment, tell yourself you'll catch it up next check, and keep going to work, school drop-off, and doctor visits like normal. In Georgia, that assumption can be dangerous. A lot of…

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What To Do If You Are Being Sued For Debt In Georgia

May 13, 2026

The envelope usually arrives on an ordinary day. Then you open it, see a court caption, a plaintiff's name, and allegations about a debt you may or may not fully recognize. It's common to feel…

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Why It's a Bad Idea to Tackle Your Credit Card Debt By Only Making Minimum Payments

If you have recently lost a job, and you have bills piling up, there are solutions. Whether you have recently started missing payments, or you are months behind, trying to pay off credit card debt…

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What Can I Do About Wage Garnishment?

A wage garnishment occurs when a court orders a portion of a person’s earnings to be withheld to satisfy a debt. When your wages are being garnished, the payroll department at your job will calculate…

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What Is The Difference Between Credit Counseling and Debtor Education?

If you’re facing a difficult financial situation, there’s a good chance that bankruptcy has at least crossed your mind at some point. Regardless of whether you’re considering filing for Chapter 7 or Chapter 13 bankruptcy…

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What a Social Security Disability Denial Means

If you’ve recently received a notice of denial for your Social Security Disability claim, then you’re not alone; in fact, it’s estimated that initial claims have a denial rate of around 65 percent. So, what…

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Why is Georgia a Bankruptcy Leader?

As the 2010s began, Georgia was infamous as the state hardest hit by bankruptcies, even in the midst of the recession. Today, while conditions have improved, Georgia is still one of the top states filing…

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Out with the Old! New Companies Forcing Companies Out

New, successful ventures are on the rise this year – and so are the older brands and companies getting ousted because of them. Here are the businesses teetering on the brink or getting ready to…

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Ways to Have a Low Cost Valentine's Day

Valentine’s Day is the most romantic day of the year, however it can also be the most expensive day of the year. In 2014, the average person spent $133.91 on candy, flowers and other heart-shaped…

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Top Reasons People Go Bankrupt

It’s easy to assume that someone who files for bankruptcy protection has been financially irresponsible, but according to a recent post in the Huffington Post, some of the most common reasons people file for bankruptcy…

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Why You Need to Organize Your Taxes NOW

As a new year begins, it is a good time to get organized and start fresh. This includes preparing for your taxes. While it may be tempting to wait until the last minute, especially if…

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Getting Your Credit Card Debt Back Under Control

Credit card debt can quickly pile up, especially during the holidays. People tend to apply for more store credit cards and spend more money on their current credit cards this time of year when compared…

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