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The Most Important Things You Need If Considering Bankruptcy in Georgia
Bankruptcy in Georgia is the only form of debt relief that provides all debtors with an opportunity to settle their debts quickly and relatively easily. In this article, we will address common questions and what…
What Happens When You File Chapter 7 Bankruptcy in Athens, Georgia?
The fear of the unknown is one of the main reasons people suffer from bankruptcy phobia, which is an unreasonable fear of bankruptcy. It is understandable that people might be afraid of what happens when…
How Long After Bankruptcy Can You Buy a House in Athens, GA?
Rules vary among different lenders if you’re asking, How long after bankruptcy can you buy a house in Athens, GA? Government-backed loans, like VA loans, usually have shorter waiting periods. Generally, you must wait between…
How Often Can You File Bankruptcy in Athens, GA?
Many people ask, How often can you file bankruptcy in Athens, GA? About a fifth of all bankruptcy debtors in Georgia have filed at least once before. Technically, the Bankruptcy Code does not limit the…
Should I File Bankruptcy in Athens, GA?
For many distressed debtors, bankruptcy is an absolute last resort after they exhaust all other options. That’s technically true. However, since the Supreme Court recently struck some key consumer protections from the Fair Debt Collection…
When Should You File for Chapter 7 Bankruptcy in Georgia?
The coronavirus pandemic has many people asking the question, When should you file for Chapter 7 in Athens, Georgia? Assistance programs, like stimulus checks and eviction moratoriums, have kept many families financially afloat during this…
What Happens After You File Chapter 7 Bankruptcy in Georgia?
Your credit score goes down when you file Chapter 7 bankruptcy. However, unless the debtor had excellent credit, the effect is not that significant. In most bankruptcy debtors do not have excellent credit. If they…
How Long Does Chapter 7 Stay on Your Credit Report in Athens, GA?
Chapter 7 filings usually stay on your Georgia credit report for ten years. That’s a long time, but it certainly is not forever. Moreover, the discharged debts, like credit card accounts, fall off much sooner…
When Should I File Chapter 7 Bankruptcy in Athens, GA?
Frequently, bankruptcy is the only protection that debtors have from aggressive creditors. The Supreme Court has recently diluted some of the key consumer protections in the Fair Debt Collections Practices Act. So, if you are…
Is Chapter 13 Bankruptcy a Public Record?
Most people file bankruptcy because of job loss, high medical bills, or another event which was beyond their control. Nevertheless, some people equate bankruptcy filing with financial failure. So, the fact that Chapter 13 filings…