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What’s the Difference Between Chapter 7 vs Chapter 13 Bankruptcy in Georgia?

April 20, 2025

Filing for bankruptcy can feel overwhelming, especially when trying to understand your options. You might be asking: What’s the difference between Chapter 7 vs Chapter 13 bankruptcy? The main difference between Chapter 7 and Chapter…

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What’s the Difference Between Bankruptcy Discharged vs Dismissed in GA?

April 15, 2025

Understanding how a bankruptcy case ends is crucial when evaluating your financial future. You might be wondering: What’s the difference between a bankruptcy discharge and a dismissal? The main difference between bankruptcy discharged and dismissed…

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Can A Landlord Garnish Your Wages? (Explained)

April 14, 2025

Rent problems are the worst. Life happens, bills stack up, and before you know it, you’re behind. Then comes the big question: can your landlord actually go after your paycheck? Short answer: yes, they can…

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Can Cash App Be Garnished? (Explained)

April 13, 2025

If you’re using Cash App to keep your cash or make life easier with digital payments, you’re definitely not alone. It’s fast, convenient, and kind of addictive. But once you’re dealing with debts or judgments,…

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What is the role of Bankruptcy Trustee?

A person who files bankruptcy will likely never meet or speak with the countless people involved in their bankruptcy, such as their creditors and, in most cases, the Bankruptcy Judge assigned to their case. However,…

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What an automatic stay is and how it can keep debt collectors away

When a debtor files bankruptcy, a “legal shield,” called an automatic stay, goes into effect immediately. It serves to stay, or stop, all collection efforts in effect at the time of the bankruptcy filing. One…

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Why hiding assets is a bad idea when filing bankruptcy

You have likely heard the expression that “Honesty is the best policy.” Not only is that true, but telling the truth is absolutely necessary when it comes to filing bankruptcy. Lying in a bankruptcy case…

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What to expect when going to court for a Chapter 7 bankruptcy

It is natural for people to worry about what to expect when they go to court for their Chapter 7 bankruptcy’s “341 Meeting,” also known as the “Meeting of Creditors.” Concerns about a creditor or…

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My only income is Social Security. Should I still consider bankruptcy?

We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than…

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Do I have to file a bankruptcy jointly with my spouse?

No, you are not required to file a joint bankruptcy case with your spouse.  You can file individually, you each could file separate cases if you wish, or you can file a joint case.  This…

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I may need to file a bankruptcy case. Will I lose my property?

Many people have the mistaken idea that they will lose all their property if they file a bankruptcy case.  NOT TRUE!  There are exemptions allowed for many different assets.  Lee Paulk MorganLee Paulk Morgan With…

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Why Americans are Filing For Bankruptcy at High Rates

Filing for personal bankruptcy is not an easy decision. While credit card balances that have gone out of control can lead to bankruptcy, the number one reason Americans are filing for bankruptcy today is because…

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When Debt is Ruining Your Life: The Benefits of Filing for Personal Bankruptcy

There are many reasons you may find yourself stuck in a pile of debt that keeps on growing. Life is expensive, and even when you work hard, debt can become unmanageable. When you are trying…

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What Life Is Like After Bankruptcy

While filing for bankruptcy helps you feel like you can breathe again, there are still some challenges you’ll need to overcome. Two of the biggest problems you will face is that your credit rating will…

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