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What Happens After Chapter 13 Bankruptcy Discharge?

March 5, 2026

Finishing a Chapter 13 repayment plan feels like running a marathon. For three to five years, you’ve been making payments, sticking to a strict budget, and answering to the court. So when you finally hear…

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Can You Get a Credit Card While In Chapter 13?

March 5, 2026

Filing Chapter 13 bankruptcy can feel like hitting pause on your financial life.  If you’re currently in a repayment plan, you might be wondering whether getting approved for a credit card is even possible. The…

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When To Stop Using Credit Cards Before Filing Chapter 7 In Georgia?

March 4, 2026

Thinking about filing Chapter 7 usually brings up a lot of big questions like what happens to your debt, how long the process takes, and what life looks like after.  But one of the smaller…

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When Is It Too Late To Stop Foreclosure?

March 4, 2026

Falling behind on your mortgage can feel terrifying, especially when the word “foreclosure” starts showing up in letters, emails, or late-night Google searches. And somewhere in the middle of all that stress, one big question…

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| January 20, 2025

Can Your Social Security Benefits Be Garnished in Georgia?

If you’re struggling with debt, you might be asking: Can Social Security benefits be garnished in Georgia? In Georgia, Social Security benefits are generally protected from garnishment by private creditors, but can be garnished for unpaid…

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, , , | September 1, 2017

My only income is Social Security. Should I still consider bankruptcy?

We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than…

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| July 11, 2017

Can I file for Social Security Disability even if I’m still working?

This is a question we hear virtually every day.  Many people believe they could qualify for disability, but are afraid to leave their job and take a chance on pursuing a claim.  Here’s the reality….

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, | July 7, 2017

I’ve been denied Social Security Disability benefits before. Can I file a new claim?

  Even if you have been previously denied disability benefits, you can file a new claim.  To receive Social Security Disability benefits, though, you must not only prove disability, you must meet the earnings requirement….

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| February 29, 2016

What a Social Security Disability Denial Means

If you’ve recently received a notice of denial for your Social Security Disability claim, then you’re not alone; in fact, it’s estimated that initial claims have a denial rate of around 65 percent. So, what…

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| December 18, 2015

Time Frame for Social Security Benefits

In an ideal world, people with disabilities would receive immediate support, but the modern world is far from ideal. If you are applying for Social Security disability (SSD) benefits, the following steps may take you…

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| December 10, 2015

Caring for Children: Social Security Benefits in Georgia

Social Security helps those in need, but determining who is in need can be difficult, especially when the person in question is a child. Disabilities make it difficult for children to study or work, but…

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| November 30, 2015

What is the Ticket to Work Program?

When you are a person living on social security disability, it’s hard to see if you can work again without risking losing your benefits. With the Ticket to Work program, you sign up voluntarily. If…

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| November 24, 2015

Social Security Disability Rules Specific to Georgia

If you are applying for social security in Athens, Georgia, you start by calling your local social security office and setting up a disability. Approximately 70 percent of the people that apply for disability benefits…

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| November 13, 2015

Veterans: Check on Social Security Disability Benefits

There’s no doubt that we, as Americans, owe a lasting debt of gratitude to our military veterans. As we celebrate Veterans Day, we are reminded that some of those who donned the uniform suffered irreparable…

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