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How Does Filing for Bankruptcy Affect Getting a Job?

December 18, 2024

Are you facing bankruptcy? A common fear among those who face bankruptcy is the possibility that it will hinder their ability to find a job. What does bankruptcy do to a job search? Do you…

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Can a Creditor Garnish My Wages After 7 Years in Georgia?

December 16, 2024

Dealing with debt can be overwhelming, especially when it comes to wage garnishment. If you’re in Georgia, you might ask, Can a creditor garnish my wages after seven years? Here’s the answer. In Georgia, creditors…

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Is SSI Included as Disposable Income for Bankruptcies?

December 8, 2024

You may be wondering if Supplemental Security Income is included as disposable income for bankruptcies. The quick and concise answer is: No, Social Security payments are not considered disposable income in bankruptcy cases. Federal law…

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5 Ways to Avoid Common Debt Pitfalls with Smart Financial Tools

December 3, 2024

Debt management is a crucial part of maintaining financial stability, whether for personal or business finances. Mistakes like overborrowing, missing payments, or unsecured transactions can create financial strain. By adopting proactive strategies and leveraging modern…

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Can Social Security Be Garnished in Georgia?

If you’re asking, “Can Social Security be garnished in Georgia?” here’s the concise answer: Social Security benefits are generally protected from garnishment in Georgia, but exceptions exist for debts such as delinquent federal taxes, child…

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My only income is Social Security. Should I still consider bankruptcy?

We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than…

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Can I file for Social Security Disability even if I’m still working?

This is a question we hear virtually every day.  Many people believe they could qualify for disability, but are afraid to leave their job and take a chance on pursuing a claim.  Here’s the reality….

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I’ve been denied Social Security Disability benefits before. Can I file a new claim?

  Even if you have been previously denied disability benefits, you can file a new claim.  To receive Social Security Disability benefits, though, you must not only prove disability, you must meet the earnings requirement….

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What a Social Security Disability Denial Means

If you’ve recently received a notice of denial for your Social Security Disability claim, then you’re not alone; in fact, it’s estimated that initial claims have a denial rate of around 65 percent. So, what…

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Time Frame for Social Security Benefits

In an ideal world, people with disabilities would receive immediate support, but the modern world is far from ideal. If you are applying for Social Security disability (SSD) benefits, the following steps may take you…

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Caring for Children: Social Security Benefits in Georgia

Social Security helps those in need, but determining who is in need can be difficult, especially when the person in question is a child. Disabilities make it difficult for children to study or work, but…

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What is the Ticket to Work Program?

When you are a person living on social security disability, it’s hard to see if you can work again without risking losing your benefits. With the Ticket to Work program, you sign up voluntarily. If…

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Social Security Disability Rules Specific to Georgia

If you are applying for social security in Athens, Georgia, you start by calling your local social security office and setting up a disability. Approximately 70 percent of the people that apply for disability benefits…

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Veterans: Check on Social Security Disability Benefits

There’s no doubt that we, as Americans, owe a lasting debt of gratitude to our military veterans. As we celebrate Veterans Day, we are reminded that some of those who donned the uniform suffered irreparable…

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