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Can I Get Disability Insurance With A Pre Existing Condition

August 13, 2026

Yes, you can often get disability insurance with a pre-existing condition, but approval depends heavily on the policy, how stable your condition is, and how well your medical history is documented. In practice, the question…

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Can I File For Chapter 7 Without A Lawyer In GA?

August 10, 2026

Yes, you can file for Chapter 7 without a lawyer in the United States, and that’s called filing pro se. The problem is that self-filing comes with a much lower success rate than filing with…

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Can I Rent An Apartment After Chapter 7? (Practical Guide)

August 7, 2026

Yes, you can rent an apartment after Chapter 7, and there’s no legal waiting period. The primary challenge is landlord underwriting, which is where many applicants encounter difficulty. You may be doing everything right legally…

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Credit Card Debt Relief For Nurses (Practical Action Plan)

August 4, 2026

You’re working a double shift, checking your phone between patients, and there it is again, another credit card reminder you’ve been ignoring because you were too tired to deal with it. One card is close…

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Social Security Disability Hearing (Win Your Claim)

You open the mail, see the hearing notice, and your stomach drops. After months of forms, denials, and waiting, Social Security has finally set your disability hearing. Clients in Athens who call my office at…

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Can Your Social Security Benefits Be Garnished in Georgia?

If you’re struggling with debt, you might be asking: Can Social Security benefits be garnished in Georgia? In Georgia, Social Security benefits are generally protected from garnishment by private creditors, but can be garnished for unpaid…

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My only income is Social Security. Should I still consider bankruptcy?

We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than…

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Can I file for Social Security Disability even if I’m still working?

This is a question we hear virtually every day.  Many people believe they could qualify for disability, but are afraid to leave their job and take a chance on pursuing a claim.  Here’s the reality….

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I’ve been denied Social Security Disability benefits before. Can I file a new claim?

  Even if you have been previously denied disability benefits, you can file a new claim.  To receive Social Security Disability benefits, though, you must not only prove disability, you must meet the earnings requirement….

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What a Social Security Disability Denial Means

If you’ve recently received a notice of denial for your Social Security Disability claim, then you’re not alone; in fact, it’s estimated that initial claims have a denial rate of around 65 percent. So, what…

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Time Frame for Social Security Benefits

In an ideal world, people with disabilities would receive immediate support, but the modern world is far from ideal. If you are applying for Social Security disability (SSD) benefits, the following steps may take you…

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Caring for Children: Social Security Benefits in Georgia

Social Security helps those in need, but determining who is in need can be difficult, especially when the person in question is a child. Disabilities make it difficult for children to study or work, but…

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What is the Ticket to Work Program?

When you are a person living on social security disability, it’s hard to see if you can work again without risking losing your benefits. With the Ticket to Work program, you sign up voluntarily. If…

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Social Security Disability Rules Specific to Georgia

If you are applying for social security in Athens, Georgia, you start by calling your local social security office and setting up a disability. Approximately 70 percent of the people that apply for disability benefits…

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