Posts by Lee Paulk Morgan
How Many Months of Bank Statements for Chapter 7 in Georgia?
In Georgia, most Chapter 7 trustees ask for at least the last three months of bank statements, often six months, and may request up to twelve months if accounts show irregular deposits, cash withdrawals, or…
Read MoreWhat Is the Georgia Homestead Exemption — How Does It Work?
In Georgia, the homestead exemption protects equity in a primary residence up to a state‑set limit under O.C.G.A. § 44‑13‑100; spouses filing jointly may claim a higher combined amount. Always verify the current dollar figure…
Read MoreWhat Records Will the Bankruptcy Trustee Require in Georgia?
In Georgia, trustees typically require government ID, Social Security proof, recent pay stubs or income records, federal and state tax returns, bank and retirement statements, bills and collection notices, property titles and appraisals, vehicle and…
Read MoreHow Long Does A Chapter 13 Final Audit Take?
You’ve been making Chapter 13 payments for years. Now those payments are finally over. That’s a huge milestone! But before you get your official discharge, there’s still one more step: the final audit. The final…
Read MoreMy Credit Score Went Up After Filing Chapter 7 (Here’s Why)
Filing for bankruptcy feels like dropping a bomb on your financial life. Most people expect their credit score to nosedive and stay buried for years. That’s why it can be such a shock when your…
Read MoreCan You Get Disability For Being 4’9?
A lot of people wonder if being shorter than average can qualify as a disability. Take someone who’s 4’9, for example. It’s definitely below the typical adult height, but does that alone make you eligible…
Read MoreWhat Are the Hardships on Wage Garnishment in Georgia?
Facing wage garnishment can feel like you’re stuck in a financial vise — especially when you’re already struggling to make ends meet. If you’re dealing with wage garnishment in Georgia, understanding your legal rights and…
Read MoreCan A Payday Loan Sue You After 7 Years?
Payday loans can feel like quick fixes in a pinch, but they often come back to haunt people long after the money’s been spent. Maybe it’s been years since you even thought about that old…
Read MoreSSI Denied, SSDI Still Pending – What Now?
So you got a letter saying your SSI claim was denied, but your SSDI is still pending. First of all, take a deep breath. It doesn’t mean your disability case is a total loss. This…
Read MoreHow to Get a Credit Card Lawsuit Dismissed in Georgia
If you’re facing a credit card lawsuit, there are several ways you might be able to get it dismissed or resolved favorably. The key is to respond to the lawsuit promptly and explore your legal…
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