Posts by Lee Paulk Morgan
What Assets Do You Lose in Chapter 7 in Georgia?
If you are thinking about Chapter 7, you are probably just as worried about what you might lose as you are about the debts themselves. So what assets do you actually lose when you file…
Read MoreWill Bankruptcy Affect My Citizenship Application?
Will Bankruptcy Affect My Citizenship Application? Bankruptcy does not automatically bar U.S. citizenship. USCIS evaluates good moral character and truthful disclosure on Form N‑400. Bankruptcy filed in good faith and fully disclosed generally does not…
Read MoreCan You Rent an Apartment With Bankruptcies in Georgia?
Yes. Many Georgia renters secure leases after bankruptcy by proving stable income, correcting credit errors, and meeting a landlord’s written screening criteria. Outcomes vary by property, vacancy rates, and how clearly you present your current…
Read MoreCan You Be Evicted While in Chapter 13 Bankruptcy?
Can You Be Evicted While in Chapter 13? Yes, you can be evicted while in Chapter 13 if certain exceptions apply. The automatic stay usually pauses an eviction, but it won’t stop one if your…
Read MoreWhat Does the Bible Say About Bankruptcy?
What Does the Bible Say About Bankruptcy — scripture, mercy, justice, and lawful relief.
Read MoreHow Many Months of Bank Statements for Chapter 7 in Georgia?
In Georgia, most Chapter 7 trustees ask for at least the last three months of bank statements, often six months, and may request up to twelve months if accounts show irregular deposits, cash withdrawals, or…
Read MoreWhat Is the Georgia Homestead Exemption — How Does It Work?
In Georgia, the homestead exemption protects equity in a primary residence up to a state‑set limit under O.C.G.A. § 44‑13‑100; spouses filing jointly may claim a higher combined amount. Always verify the current dollar figure…
Read MoreWhat Records Will the Bankruptcy Trustee Require in Georgia?
In Georgia, trustees typically require government ID, Social Security proof, recent pay stubs or income records, federal and state tax returns, bank and retirement statements, bills and collection notices, property titles and appraisals, vehicle and…
Read MoreHow Long Does A Chapter 13 Final Audit Take?
You’ve been making Chapter 13 payments for years. Now those payments are finally over. That’s a huge milestone! But before you get your official discharge, there’s still one more step: the final audit. The final…
Read MoreMy Credit Score Went Up After Filing Chapter 7 (Here’s Why)
Filing for bankruptcy feels like dropping a bomb on your financial life. Most people expect their credit score to nosedive and stay buried for years. That’s why it can be such a shock when your…
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