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What Is Hardship Debt Relief in Georgia?

June 2, 2026

Debt problems usually don't begin with one dramatic event. More often, they build in layers. A missed paycheck. A medical bill that insurance didn't fully cover. A credit card balance that looked manageable until interest…

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Should I File Bankruptcy Before Foreclosure Or After

June 1, 2026

The envelope shows up. You open it at the kitchen counter, read a few lines, and everything narrows to one question: how much time do I have? That’s where many Georgia homeowners are when they…

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Can Bankruptcy Take My Stimulus Check? (Know Your Rights In)

May 31, 2026

An unexpected payment can feel like relief and panic at the same time. You’re already behind on bills, maybe facing collection calls or a foreclosure notice, and then money shows up. Your first thought is…

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Can Repossession Deficiency Be Discharged In Bankruptcy

May 30, 2026

Yes. A repossession deficiency is typically an unsecured debt, which means it can usually be discharged in Chapter 7 or handled through Chapter 13, but the lender’s lien rights in the vehicle aren’t erased and…

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Can Chapter 13 Take A Settlement Check

Can Chapter 13 Take A Settlement Check?

So, you’re in the middle of a Chapter 13 plan, and suddenly, life hands you a settlement check. Maybe it’s from a car accident that happened a year ago, or perhaps it’s an unexpected payout…

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What Happens After Chapter 13 Bankruptcy Discharge

What Happens After Chapter 13 Bankruptcy Discharge?

Finishing a Chapter 13 repayment plan feels like running a marathon. For three to five years, you’ve been making payments, sticking to a strict budget, and answering to the court. So when you finally hear…

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Can You Get a Credit Card While In Chapter 13

Can You Get a Credit Card While In Chapter 13?

Filing Chapter 13 bankruptcy can feel like hitting pause on your financial life.  If you’re currently in a repayment plan, you might be wondering whether getting approved for a credit card is even possible. The…

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8 Chapter 13 Tips And Tricks

8 Chapter 13 Tips And Tricks

If you’re in Chapter 13, you already know this isn’t exactly a walk in the park. A three- to five-year repayment plan can feel long, strict, and sometimes overwhelming.  You’re juggling a court-approved payment plan,…

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Chapter 13 Dismissed: How Long Before Repo Happens?

Chapter 13 Dismissed: How Long Before Repo Happens?

After Chapter 13 Dismissed, How Long Before Repo Happens? A car can be repossessed almost immediately after a Chapter 13 case is dismissed because the automatic stay is lifted. Creditors can resume collection activities right away, and because…

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will my employer know if i file chapter 13

Will My Employer Know If I File Chapter 13?

Will My Employer Know If I File Chapter 13? Your employer typically won’t be notified when you file Chapter 13 unless a court‑approved wage order requires payroll deductions to fund your repayment plan. In those…

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A yellow yield sign with the words "BANKRUPTCY AHEAD", with the a road, hill and tree in the background, posing the question, What’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

What’s the Difference Between Chapter 7 vs Chapter 13 Bankruptcy in Georgia?

Filing for bankruptcy can feel overwhelming, especially when trying to understand your options. You might be asking: What’s the difference between Chapter 7 vs Chapter 13 bankruptcy? The main difference between Chapter 7 and Chapter…

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Chapter 13 with No Money

How to File Chapter 13 with No Money in Georgia

You can file Chapter 13 bankruptcy in Georgia with no money by requesting to pay court fees in installments, seeking help from legal aid groups, and working with a law firm that offers zero-down plans…

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Chapter 13 bankruptcy

How Much Does a Chapter 13 Bankruptcy Lawyer Cost in Athens, GA

If you’re considering filing for Chapter 13 bankruptcy in Athens, GA, you might be wondering: How much does a Chapter 13 bankruptcy lawyer cost? In Athens, GA, a Chapter 13 bankruptcy lawyer typically charges between…

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Chapter 13 in Georgia

How To File Chapter 13 in Georgia

If you’re dealing with significant debt but want to keep your assets, you may be wondering: How do I file Chapter 13 in Georgia? To file for Chapter 13 bankruptcy in Georgia, you must first complete…

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